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U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. Grads neck-deep in debt have options (USA Today) - If your student loans loom large now, just try ignoring them. They'll get much, much bigger. Once your loans go into default, your lender would probably turn your account over to a collection agency.. Firm likely will consolidate, not reduce debt (Montgomery Advertiser) - Q: My wife and I are expecting our first baby. We have some student loans and credit card debt that take up a chunk of our monthly budget. We are considering contacting a company we have seen on the TV that promises to reduce our debt. Before we do so, is there a catch?. British personal debt nears `Time Bomb’ levels (The Economic Times) - Jon Menon and Ben Livesey LODON: Roland Snooks couldn’ resist a good deal on a loan, and for 11 years, banks including Egg and Abbey National were happy to feed his habit.. Looking Ahead: Perspectives And Recommendations (Outlook India) - " .by and large, Muslims rank somewhat above SCs/STs but below Hindu-OBCs, Other Minorities and Hindu-General (mostly upper castes) in almost all indicators considered the policies to deal with the relative deprivation of the Muslims in the country should sharply focus on inclusive development and 'mainstreaming' of the Community while respecting diversity .". National Bank: A Vigorous Fourth Quarter Yields Record Net Income for Fiscal 2006 (Market Wire via Yahoo! Finance) - National Bank today released its earnings report for the fourth quarter of 2006 and for its fiscal year ended October 31, 2006.. Safer shopping is smarter shopping (St. Petersburg Times) - LARGO - Even though most stores were out of TMX Elmo, PlayStation 3 and other hot holiday desirables, Tampa Bay area shoppers behaved fairly well in the opening days of the season.. Royal Bank of Canada reports record fourth quarter and record 2006 results (CNW Group via Yahoo! Finance) - Royal Bank of Canada today reported record net income of $4,728 million for the year ended October 31, 2006, up $1,341 million, or 40%, from a year ago. Diluted EPS were $3.59, up 40%, over the prior year.. Financial Futures (Washington Post) - Washington Post columnist Martha Hamilton was online Tuesday, Nov. 28 at Noon ET to discuss how to make smart decisions while preparing for retirement. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (FinanzNachrichten) - Fiscal 2006 Year-over-Year Operating Highlights: - Record net income of $2,663 million, up $267 million or 11% - EPS(1) up $0.52 or 11.2% to $5.15, and cash EPS(2) up $0.45 or 9.4% to $5.23 - ROE of 19.2%, up from 18.8% - Total shareholder return of 24.1% for fiscal 2006 - Revenue(2) increases 1.5% (4.2% excluding Harrisdirect(3) and 5.9% after also excluding the impact of the weaker U.S. dollar) .