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U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. Firm likely will consolidate, not reduce debt (Montgomery Advertiser) - Q: My wife and I are expecting our first baby. We have some student loans and credit card debt that take up a chunk of our monthly budget. We are considering contacting a company we have seen on the TV that promises to reduce our debt. Before we do so, is there a catch?. British personal debt nears `Time Bomb’ levels (The Economic Times) - Jon Menon and Ben Livesey LODON: Roland Snooks couldn’ resist a good deal on a loan, and for 11 years, banks including Egg and Abbey National were happy to feed his habit.. Grads neck-deep in debt have options (USA Today) - If your student loans loom large now, just try ignoring them. They'll get much, much bigger. Once your loans go into default, your lender would probably turn your account over to a collection agency.. Debt-Reduction Tricks (The Motley Fool) - Foolish advice to cut back on what you owe. . Royal Bank of Canada reports record fourth quarter and record 2006 results (CNW Group via Yahoo! Finance) - Royal Bank of Canada today reported record net income of $4,728 million for the year ended October 31, 2006, up $1,341 million, or 40%, from a year ago. Diluted EPS were $3.59, up 40%, over the prior year.. Financial Futures (Washington Post) - Washington Post columnist Martha Hamilton was online Tuesday, Nov. 28 at Noon ET to discuss how to make smart decisions while preparing for retirement. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (FinanzNachrichten) - Fiscal 2006 Year-over-Year Operating Highlights: - Record net income of $2,663 million, up $267 million or 11% - EPS(1) up $0.52 or 11.2% to $5.15, and cash EPS(2) up $0.45 or 9.4% to $5.23 - ROE of 19.2%, up from 18.8% - Total shareholder return of 24.1% for fiscal 2006 - Revenue(2) increases 1.5% (4.2% excluding Harrisdirect(3) and 5.9% after also excluding the impact of the weaker U.S. dollar) . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. Super siphon saves homes (News Interactive) - THOUSANDS of struggling Australians are raiding retirement nest eggs to fight eviction from their homes..