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U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. British personal debt nears `Time Bomb’ levels (The Economic Times) - Jon Menon and Ben Livesey LODON: Roland Snooks couldn’ resist a good deal on a loan, and for 11 years, banks including Egg and Abbey National were happy to feed his habit.. Grads neck-deep in debt have options (USA Today) - If your student loans loom large now, just try ignoring them. They'll get much, much bigger. Once your loans go into default, your lender would probably turn your account over to a collection agency.. National Bank: A Vigorous Fourth Quarter Yields Record Net Income for Fiscal 2006 (Market Wire via Yahoo! Finance) - National Bank today released its earnings report for the fourth quarter of 2006 and for its fiscal year ended October 31, 2006.. Royal Bank of Canada reports record fourth quarter and record 2006 results (CNW Group via Yahoo! Finance) - Royal Bank of Canada today reported record net income of $4,728 million for the year ended October 31, 2006, up $1,341 million, or 40%, from a year ago. Diluted EPS were $3.59, up 40%, over the prior year.. Financial Futures (Washington Post) - Washington Post columnist Martha Hamilton was online Tuesday, Nov. 28 at Noon ET to discuss how to make smart decisions while preparing for retirement. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (FinanzNachrichten) - Fiscal 2006 Year-over-Year Operating Highlights: - Record net income of $2,663 million, up $267 million or 11% - EPS(1) up $0.52 or 11.2% to $5.15, and cash EPS(2) up $0.45 or 9.4% to $5.23 - ROE of 19.2%, up from 18.8% - Total shareholder return of 24.1% for fiscal 2006 - Revenue(2) increases 1.5% (4.2% excluding Harrisdirect(3) and 5.9% after also excluding the impact of the weaker U.S. dollar) . Debt-Reduction Tricks (The Motley Fool) - Foolish advice to cut back on what you owe. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. Super siphon saves homes (News Interactive) - THOUSANDS of struggling Australians are raiding retirement nest eggs to fight eviction from their homes..