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U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. British personal debt nears `Time Bomb’ levels (The Economic Times) - Jon Menon and Ben Livesey LODON: Roland Snooks couldn’ resist a good deal on a loan, and for 11 years, banks including Egg and Abbey National were happy to feed his habit.. Financial Futures (Washington Post) - Washington Post columnist Martha Hamilton was online Tuesday, Nov. 28 at Noon ET to discuss how to make smart decisions while preparing for retirement. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (FinanzNachrichten) - Fiscal 2006 Year-over-Year Operating Highlights: - Record net income of $2,663 million, up $267 million or 11% - EPS(1) up $0.52 or 11.2% to $5.15, and cash EPS(2) up $0.45 or 9.4% to $5.23 - ROE of 19.2%, up from 18.8% - Total shareholder return of 24.1% for fiscal 2006 - Revenue(2) increases 1.5% (4.2% excluding Harrisdirect(3) and 5.9% after also excluding the impact of the weaker U.S. dollar) . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. More Americans Refinance Homes to Pay Existing Debt -- But Should They (PR Web) - Bills.com spotlights pros, cons of credit-paying mortgage refinance. (PRWeb Nov 15, 2006) Trackback URI: http://www.prweb.com/zingpr.php/Q291cC1aZXRhLUhvcnItU3F1YS1NYWduLVplcm8=. More Americans Refinance Homes to Pay Existing Debt -- But Should They (PR Web via Yahoo! News) - SAN MATEO, Calif. (PRWEB) November 15, 2006 -- Despite cautionary forecasts about the nation's economy and the state of consumer debt, a recent mortgage refinance review found 88 percent of refinance loans in a recent survey were "cash out" refinances for higher amounts than the original mortgage.. Homeowners now pay for years of low rates (Detroit News) - F or Amy and Randy Greenwood, an adjustable-rate mortgage was a way to consolidate bills even with less-than-perfect credit.. Record numbers can't pay off their credit card debts (Daily Mail) - Reckless credit card borrowing has led to a record number of people declaring themselves unable to pay off their debts. It means that banks and credit card companies will be forced to write off more than £4 billion this year . 'Road To Retirement' Starts In Your 20s (CBS News) - In the first of a three-part series on retirement planning, The Early Show financial guru Ray Martin says most young workers aren't nearly as focused on their golden years as they should be, and tells them how to get on course..