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Firm likely will consolidate, not reduce debt (Montgomery Advertiser) - Q: My wife and I are expecting our first baby. We have some student loans and credit card debt that take up a chunk of our monthly budget. We are considering contacting a company we have seen on the TV that promises to reduce our debt. Before we do so, is there a catch?. Royal Bank of Canada reports record fourth quarter and record 2006 results (CNW Group via Yahoo! Finance) - Royal Bank of Canada today reported record net income of $4,728 million for the year ended October 31, 2006, up $1,341 million, or 40%, from a year ago. Diluted EPS were $3.59, up 40%, over the prior year.. BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (FinanzNachrichten) - Fiscal 2006 Year-over-Year Operating Highlights: - Record net income of $2,663 million, up $267 million or 11% - EPS(1) up $0.52 or 11.2% to $5.15, and cash EPS(2) up $0.45 or 9.4% to $5.23 - ROE of 19.2%, up from 18.8% - Total shareholder return of 24.1% for fiscal 2006 - Revenue(2) increases 1.5% (4.2% excluding Harrisdirect(3) and 5.9% after also excluding the impact of the weaker U.S. dollar) . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. More Americans Refinance Homes to Pay Existing Debt -- But Should They (PR Web via Yahoo! News) - SAN MATEO, Calif. (PRWEB) November 15, 2006 -- Despite cautionary forecasts about the nation's economy and the state of consumer debt, a recent mortgage refinance review found 88 percent of refinance loans in a recent survey were "cash out" refinances for higher amounts than the original mortgage.. BEN Column (Bridgeton News) - Good morning! Oh, it's going to rain tonight. It's just a matter of how late. There's even a better chance it's going to rain Thursday.. Home Equity Loans Latest Debt Reduction Strategy According to ChristiaNet Poll (PR Web) - Home equity loans such as bad credit financing, interest only mortgage, line of credit and second mortgages are some of the home equity loan related articles at http://www.christianet.com/homeequityloans/. (PRWeb Nov 10, 2006). Water cooler (EETimes) - What's the latest and greatest news heard around the water cooler?. XM Satellite Radio Holdings Inc. Announces Third Quarter 2006 Results (PR Newswire via Yahoo! Finance) - XM Satellite Radio Holdings Inc. today announced that third quarter 2006 revenue increased by 57 percent year over year to approximately $240 million.. Public Storage, Inc. Reports Results for the Third Quarter Ended September 30, 2006 (Business Wire via Yahoo! Finance) - GLENDALE, Calif.----Public Storage, Inc. announced today operating results for the third quarter ended September 30, 2006..