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U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. Grads neck-deep in debt have options (USA Today) - If your student loans loom large now, just try ignoring them. They'll get much, much bigger. Once your loans go into default, your lender would probably turn your account over to a collection agency.. Firm likely will consolidate, not reduce debt (Montgomery Advertiser) - Q: My wife and I are expecting our first baby. We have some student loans and credit card debt that take up a chunk of our monthly budget. We are considering contacting a company we have seen on the TV that promises to reduce our debt. Before we do so, is there a catch?. British personal debt nears `Time Bomb’ levels (The Economic Times) - Jon Menon and Ben Livesey LODON: Roland Snooks couldn’ resist a good deal on a loan, and for 11 years, banks including Egg and Abbey National were happy to feed his habit.. National Bank: A Vigorous Fourth Quarter Yields Record Net Income for Fiscal 2006 (Market Wire via Yahoo! Finance) - National Bank today released its earnings report for the fourth quarter of 2006 and for its fiscal year ended October 31, 2006.. Royal Bank of Canada reports record fourth quarter and record 2006 results (CNW Group via Yahoo! Finance) - Royal Bank of Canada today reported record net income of $4,728 million for the year ended October 31, 2006, up $1,341 million, or 40%, from a year ago. Diluted EPS were $3.59, up 40%, over the prior year.. Financial Futures (Washington Post) - Washington Post columnist Martha Hamilton was online Tuesday, Nov. 28 at Noon ET to discuss how to make smart decisions while preparing for retirement. . BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. Helping Consolidate Debt (WABC-TV New York) - She was on the brink of financial ruin, so she decided to turn to a debt consolidator for help. But that only made her problems worse.. Homeowners now pay for years of low rates (Detroit News) - F or Amy and Randy Greenwood, an adjustable-rate mortgage was a way to consolidate bills even with less-than-perfect credit..