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Should You Use Credit Counseling Services? (About.com) - There's been bad press over the last few years about some credit counseling agencies, making consumers wary of using them. Here's how to check out a consumer credit counseling agency . Credit card payments prove costly for college students, says UWM survey (BG News) - MILWAUKEE - As both a professional consumer counselor and the mother of a 19-year-old son who is about to go off to college, Connie Kilmark has no qualms about what to do with the three-or-so credit card applications the young man receives in the mail each week.. American Indian credit counselor training now available on three Montana reservations. (Glacier Reporter) - Native Americans on three of Montana's reservations and the Little Shell Tribe of Chippewa will now have access to ongoing credit counseling services through a new initiative, the American Indian Credit Counselor Training Program.. Credit debt awaits financial freshman (Milwaukee Journal Sentinel) - As both a professional consumer counselor and the mother of a 19-year-old son who is about to go off to college, Connie Kilmark has no qualms about what to do with the three-or-so credit card applications the young man receives in the mail each . Credit Help Gets a Makeover (The Motley Fool) - America's gotten a lot savvier about credit. Now that we can take a free, no-strings-attached gander at our credit reports every year (courtesy of www.annualcreditreport.com ), we're more cognizant of the impact bad credit has on our everyday lives.. Pentagon targets payday lenders (AP via Yahoo! News) - With a family to feed and no money for groceries, Navy Yeoman 2nd Class Damon LaForce recently did something the military is trying to crack down on: He went to one of the many payday-lending businesses near his base for an instant loan.. Foreclosures rise as income falls, expenses pop up (Dallas Morning News) - Kemisha Jones doesn't want to leave her 2-year-old southeast Dallas home.. MoneyLine by Neil Downing: Free credit report again available (The Providence Journal) - Important news for consumers: Mark your calendar for this Friday. That's the day you become eligible, once again, to obtain a free copy of your credit report.. Pentagon targets payday lenders (Sharewatch) - Essentially, he borrowed against his next paycheck: After showing his military ID and a proof of address, LaForce wrote the lender a postdated check for $300. Five minutes later, the sailor walked out with $255 cash in his pocket.. Pentagon Targets Payday Lenders (AP via Yahoo! Asia News) - With a family to feed and no money for groceries, Navy Yeoman 2nd Class Damon LaForce recently did something the military is trying to crack down on..