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MoneyLine by Neil Downing: Free credit report again available (The Providence Journal) - Important news for consumers: Mark your calendar for this Friday. That's the day you become eligible, once again, to obtain a free copy of your credit report.. Credit Help Gets a Makeover (The Motley Fool) - America's gotten a lot savvier about credit. Now that we can take a free, no-strings-attached gander at our credit reports every year (courtesy of www.annualcreditreport.com ), we're more cognizant of the impact bad credit has on our everyday lives.. Credit debt awaits financial freshman (Milwaukee Journal Sentinel) - As both a professional consumer counselor and the mother of a 19-year-old son who is about to go off to college, Connie Kilmark has no qualms about what to do with the three-or-so credit card applications the young man receives in the mail each . COMMUNITY CLIPBOARD (Dallas Morning News) - Homebuyer seminar: Consumer Credit Counseling Service of Greater Dallas will offer a free seminar for prospective homeowners from 9 a.m. to noon Saturday at the CCCS main office, 8737 King George Drive in Dallas.. Perfect score: Unrealistic and unnecessary (Bankrate.com via Yahoo! Finance) - While it's theoretically possible to get a perfect credit score, there's really nothing to be gained by it.. Sports Gambling Contributes to Nation’s Growing Bankruptcy Rate (PR Web via Yahoo! News) - (PRWEB) August 30, 2006 -- Although it can start out as innocently as joining the office football pool or an afternoon at the race track, sports-related gambling has risen to record heights in recent years, leading to an unprecedented number of bankruptcy filings for thousands of Americans.. Modern Meeting Merchandise (Potentials Magazine) - For meetings, trade show giveaways and room gifts, high-tech can often equal high desirability.. Community calendar (Arizona Daily Star) - Today. Public-Private Partnership Pays off with $6.5 Million in Earned Income Tax Credits Claimed for Hurricane Victims (Business Wire via Yahoo! Finance) - KANSAS CITY, Mo.----Aug. 28, 2006--As the one-year anniversary of Hurricane Katrina approaches amid an ongoing struggle for recovery along the Gulf Coast, one groundbreaking public-private partnership has emerged as a success story in helping thousands of Americans claim millions of dollars in much-needed, hard-earned income tax refunds.. Business FYI (Everett Herald) - New physicians at the Everett Clinic are Joy Fackenthall, a family practitioner in Stanwood; Gavin Gordon, Michael McClincy and Andrew Todd, all at walk-in clinics..