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MoneyLine by Neil Downing: Free credit report again available (The Providence Journal) - Important news for consumers: Mark your calendar for this Friday. That's the day you become eligible, once again, to obtain a free copy of your credit report.. Homeowners foundering as ARM interest rates rise (Contra Costa Times) - Luisa Cordova-Holmes was looking to lower her monthly payments when she refinanced her $312,000 mortgage in 2004. Instead, she wound up digging herself into a ditch.. PR Newswire Summary of Technology Copy, Aug. 22, 2006 (SYS-CON Media) - Following is a summary of high technology news releases transmitted today by PR Newswire. The full text of these releases is available at the PR Newswire for Journalists, http://media.prnewswire.com/.. Some lenders cut riskier mortgages due to Wall Street pressure (The Arizona Republic) - NEW YORK - Some mortgage lenders are feeling the heat from Wall Street to tighten their lending standards and cut their exposure to riskier loans.. Save cash on school supplies (Poughkeepsie Journal) - There's an art, or call it a science, to back-to-school shopping. Retailers think they have shoppers figured out. So shoppers need to figure out what the retailers are up to.. Clark Howard's Advice To College Students (WSB-TV 2 Atlanta) - Consumer Advisor Clark Howard has a warning for new and returning college students – and it’s advice that works for anyone of any age!. Today’s HOME Spun Wisdom (Real Estate News) - With summer winding down, here are some ideas for planning a last-minute summer vacation. Daily Briefing (The News Journal) - Today's business news in brief. 5-step emergency plan for dealing with deep debt (Bankrate.com via Yahoo! Finance) - Americans are carrying more than $810 billion in revolving debt. If you owe an all-too-large chunk of that, you're in trouble. But it's never too late to turn things around..