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Refinancing won't solve debt problems (Bankrate.com via Yahoo! Finance) - Tapping equity to refinance a mortgage will wipe out credit card and student loan debt, but it creates new problems if you keep on spending, says the Debt Adviser.. Refinancing doesn't stop debt problems (Bankrate.com) - Dear Debt Adviser, We are in a situation where we owe $250,000 on our mortgage and $88,000 on our second mortgage. We also have $30,000 in credit cards and owe $37,000 on our car. Plus we are paying college bills. We bring home $7,500 per month but now are behind and can't seem to see light.. Old debt can return to bite you (The Courier News) - D ear Debt Adviser: I am being contacted continually to pay an old utility bill in a state that I have not lived in for nine years. The amount is for $132. What is the best way to put an end to these annoying phone calls? There is much information on the Internet about old credit card debt, but I don't see any information about this type of collection. Thank you for your assistance. . Eliminate Credit Card Debt (Sleepy Eye Herald Dispatch) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. Credit Card Debt Help (Evening Times) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. Treasury Drops Demand That Fannie, Freddie Cut Their Portfolios (Bloomberg.com) - Dec. 1 (Bloomberg) -- The U.S. Treasury is no longer demanding that Fannie Mae and Freddie Mac reduce their combined $1.4 trillion mortgage portfolios as part of legislation creating a new regulator for the government chartered companies, according to a document the Treasury gave to Democrats in Congress.. Correa to Apply Leftist Economy Policies (AP via Yahoo! Finance) - Ecuador's president-elect joins a wave of Latin American leaders swept into power opposing the free-market economic policies that are preached by Washington but are hugely unpopular among the region's poor.. Debt collections, collectors and old utility bills (Bankrate.com) - Dear Debt Adviser, I am being contacted continually to pay an old utility bill in a state that I have not lived in for nine years. The amount is for $132. What is the best way to put an end to these annoying phone calls?. Breaking-up is hard to do (BBC News) - To stay together or not - that is the question. But it's not so simple as nothing in the Union is ever what it seems.. Moyer speech: ‘I wish I could speak of sweeter things’ (Army Times) - This is an excerpt from the Sol Feinstone Lecture on The Meaning of Freedom delivered by Bill Moyers at the United States Military Academy on November 15, 2006..