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Eliminate Credit Card Debt (Sleepy Eye Herald Dispatch) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. /FIRST ADD - TO444 - BMO Financial Group/ (FinanzNachrichten) - Personal and Commercial Banking (P&C) represents the sum of our two retail and business banking operating segments, Personal and Commercial Banking Canada (P&C Canada) and Personal and Commercial Banking U.S. (P&C U.S.). These operating segments are reviewed separately in the sections that follow.. BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. David Cameron: Tackling poverty is a social responsibility (Conservative Party) - "This Lecture marks the twenty-fifth anniversary of the Scarman report into the civil disturbances of 1981. Lord Scarman concluded that one of the principal causes of those riots was poverty.. Faith-based finances (The Myrtle Beach Sun News) - Dawn and Ken Lewey wanted to improve the way they were managing their money. "We weren't in terrible financial shape, but we could do a lot better," said Lewey, who with her husband owns a company in Pilot Point, Texas, that distributes conductive ink for printed circuit boards.. Gifts on the cheap (Anchorage Daily News) - "I'm dreaming of a cheap Christmas. " Janice Jones, a counselor with Consumer Credit Counseling Service of Alaska -- a nonprofit agency offering financial and debt-reduction services -- says you can waltz through holiday shopping without losing your wallet or your cool.. In full: David Cameron's poverty speech (Daily Telegraph) - David Cameron today promised to get tough on the causes of poverty, as he set out his plans to end what he dubbed a "moral disgrace".. Tony Blair dismisses SNP's 'flimsy' economic case for independence (The Scotsman) - TONY Blair today launches an all-out Labour offensive against the Scottish National Party, amid growing Labour discord about how to approach next May's crucial Holyrood elections.. What Scotland has to show for five years of McConnell (The Scotsman) - FIFTH anniversaries are usually celebrated with wood - something solid but uninspiring, practical but quite ordinary.. Questions And Answers Wednesday, 15 November 2006 (Scoop.co.nz) - ( Uncorrected transcript—subject to correction and further editing. ) 1. MARTIN GALLAGHER (Labour—Hamilton West) to the Minister of Police: What reports has she received on public confidence in the New Zealand Police?.