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Bank on mortgage misery (Stuff) - Recent rapid economic growth has wrought some spectacular economic changes. One of the more arresting examples, is the mortgage market but its lending binge is about to create a lot of grief.. We're using too much credit, warns Manuel (Independent Online) - South Africans who are still using too much credit have been warned to alter their attitudes on handling debt or face serious financial constraints as payment defaults are set to rise.. New scoring tools empower credit weaklings (Bankrate.com via Yahoo! Finance) - New forms of credit scoring use your payment record on utility bills, rental units and payday loans to assess your ability to repay loans.. Percentages take mystery, stress out of budgets (Everett Herald) - Most people can tell you pretty much to the penny how much their mortgage or rent is every month. They can tell you how much they pay each month for their car loan.. Lots of tax benefit options available for students as they head back (The Telegram Online) - As a new school year dawns, a number of benefits kick in for students, their spouses and parents, most of them courtesy of the May federal budget. The main new items include transit passes, a textbook credit plus scholarships, fellowships and bursaries.. Mortgage refinance market is booming (Austin American-Statesman) - Homeowners seek to extract cash, escape adjustable-rate loans. MILWAUKEE — Americans are getting one more cash advance from their homes. They're doing it with cash-out refinancings — home mortgages big enough not just to cover debt but to deliver some immediate cash to the borrower.. 9/11: FIVE YEARS LATER / SFO's business still turbulent / Although ridership has been gradually bouncing back, (San Francisco Chronicle) - The Sept. 11, 2001, terrorist attacks took place 3,000 miles away, but the effect is still being felt at a decidedly changed San Francisco International Airport. Like all airports in North America, SFO was closed to commercial aviation for several days . Going for Broker (Boston Globe) - When Claudia Ricker and Justin Hotchkiss were looking to rent their first apartment together this spring, the going was tough. But when they eventually found a one-bedroom apartment with bay windows and a fireplace on a tree-lined street in Back Bay, the couple - she's 28 and he's 25 - got something they really didn't expect: Their realtor, who is . All stressed out? (Mortgage Introducer) - For those of us who have been around long enough, the last 10 years will be remembered as something special for the UK housing and mortgage markets. Fuelled by a robust economy, low interest rates and strong consumer confidence, house prices have boomed at an almost unprecedented rate.. Falling home sales, rising jobless rate could be a double whammy for economy (Asbury Park Press) - WHEN THERE ARE MORE "home for sale" than "help wanted" signs, the U.S. economy may be mired in recession..