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Mortgage refinance market is booming (Austin American-Statesman) - Homeowners seek to extract cash, escape adjustable-rate loans. MILWAUKEE — Americans are getting one more cash advance from their homes. They're doing it with cash-out refinancings — home mortgages big enough not just to cover debt but to deliver some immediate cash to the borrower.. Report: High-Cost Loans on The Rise (Washington Post) - In another indication of increasing consumer debt, a new federal report has found that the percentage of borrowers who turned to high-cost loans to buy or refinance their houses rose last year. . Lots of tax benefit options available for students as they head back (The Telegram Online) - As a new school year dawns, a number of benefits kick in for students, their spouses and parents, most of them courtesy of the May federal budget. The main new items include transit passes, a textbook credit plus scholarships, fellowships and bursaries.. Better credit raises refinance question (Bankrate.com) - Dear Dr. Don, I had bad credit but was recently able to refinance my mortgage from a 10 percent loan to a 7.125 percent loan on a $208,000 loan balance. My credit score's even better now and I can get a 6.375 percent loan, but it would cost me another $4,000 in closing costs. Is it worth it?. Extended debt is price of cash-out refinancing (The Philadelphia Inquirer) - Americans are getting one more cash advance from their homes. They're doing it with cash-out refinancing - mortgages big enough to not just cover debt, but to deliver some immediate cash to the borrower.. Broadcom's Options Bombshell (BusinessWeek) - The chipmaker's $1.5 billion earnings restatement is big news, but are regulators overly focused on the options scandal? . Homebuilders Get Comical (The Motley Fool) - Fiction leads the way There's a first-season episode of The Simpsons in which Homer has to have an RV so he can keep up with the neighbors. So, he heads to Bob's RV Roundup, where the sales office is decorated with signs that read "Bankruptcy, Shmankruptcy" and "We give credit to everyone.". Dumping him, not the house (Bankrate.com) - Dear Dr. Don, I'm getting ready to file for divorce. I want to keep my house but can't afford the payment. I have good credit. I want to know if the mortgage company sometimes works with people by lowering the interest so they can afford the payment.. Stocks May Fall amid Housing News (BusinessWeek) - Homebuilder KB Home cut its 2006 earnings guidance, while peer Hovnanian posted lower quarterly profit. Also in focus: July wholesale trade . Plenty of Oil—Just Drill Deeper (BusinessWeek) - The discovery of reserves in the Gulf of Mexico means supply isn't topping out .