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InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web via Yahoo! News) - Orlando, FL (PRWeb) December 18, 2006 -- InCharge® Institute, a national nonprofit organization specializing in personal finance education and credit counseling, has expanded its family of financial counseling services to include housing counseling for homeowners and landlords - an important addition as many homeowners struggle with making wise decisions for what is often the largest and most . Don't Refinance Your Home to Pay Off Credit Card Debt - There's a Better Way (Kewanee Star Courier) - (ARA) - Ever received one of those offers in the mail that seems like the solution to all your problems? It may have said, "Your home is an untapped resource. Refinance your loan with us and you'll get quick cash to buy a car, fund college or pay off your credit card debt.". Credit Card Debt Help (Hornell Evening Tribune) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web) - InCharge® Housing Counseling (IHC) - formerly Cogent Financial Solutions Corp. - provides a variety of homebuyer, homeowner and landlord counseling services. (PRWeb Dec 18, 2006) Post Comment:Trackback URL: http://www.prweb.com/zingpr.php/RW1wdC1Mb3ZlLVNpbmctVGhpci1NYWduLVplcm8=. Money Savvy Holiday Shopping Tips (PR Web) - The holiday shopping season is upon us and this usually means gifts for loved ones and bills for you early New Year. CreditGUARD of America, Inc., a non-profit credit counseling company has first hand experience in dealing with holiday spending blues and therefore offers the following 5 steps to curb your overspending habits. (PRWeb Dec 18, 2006) Post Comment:Trackback URL: . Protect your credit during the holiday rush (Gainesville Sun) - The last push for holiday shopping is under way, and that means more harried shoppers jostling each other in malls and department stores. But while you're on a mission to get every last person crossed off your gift list, identity thieves are poised to take advantage of the season for . Tips at spending controls (The Chilliwack Progress) - Attention Shoppers! Put down the wallet and back away from the mall. Before you spend another holiday dollar, read these tips from the Credit Counseling Society.. Bad Credit and Home Refinance (Southwest Daily News) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. The Most Intelligent Way to Eliminate Personal Debt (Waynesboro Record Herald) - (ARA) - Tired of feeling like you're living from paycheck to paycheck? Have interest charges driven your credit card balances so high, you feel like you'll never get out of debt? If so, you're not alone.. Don't Let December Debt Haunt Your New Year's Resolutions (Waynesboro Record Herald) - (ARA) - One of the top New Year's resolutions for Americans is to get out of debt and to better manage their money. Currently, consumer debt is at an all-time high and many people are still paying off their credit cards from last Christmas..