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Finding alternatives to payday loans (Akron Beacon Journal) - Many consumers get caught in a ``debt trap'' when they take out a payday loan -- or multiple payday loans -- to make ends meet. Here are some alternatives and tips, provided by the Federal Trade Commission, Better Business Bureau, Ohio Department of Commerce and Summit County Office of Consumer Affairs:. Achievements (River Valley Business Report) - Local attorney Scott Kissinger of the La Crosse law firm of Johns, Flaherty & Collins, SC, has been elected to the board of the Coulee Region Humane Society. Kissinger will serve a three-year term.. Holiday spending often results in holiday debt (WTHR Indianapolis) - Indianapolis - Shoppers are pulling out the plastic and bringing the big bucks to cash in on holiday gifts this year. "I will probably spend about $1,000," said one shopper.. FORECLOSURE FEVER: Homeowners no more (Atlanta Journal-Constitution) - Hundreds of Georgians lost their homes Tuesday.. Residency requirement may be illegal (CentralOhio.com) - NEWARK -- Directors of some social service agencies say a proposed Newark City Council resolution encouraging a six-month residency requirement to receive services basically asks them to break the law.. Close loophole in child-support law (Pantagraph) - The child-support system: Is there one? Not one that works for the responsible parent. Buried somewhere in the Illinois child support laws, it states a parent ordered to pay support can request a hearing to prove they don't owe what the court or state has said they owe..