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Eliminate Credit Card Debt (Pekin Times) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. ID Theft Bust in the North Valley (KFSN-TV Fresno) - Police in the North Valley have arrested three people they say were stealing people's personal information to buy big ticket items online. Merced Police found everything from flat screen TV's and computers to luxury baby strollers inside an apartment.. Gift Card Solutions: One Store Or Any Store — Consumers Say Yes To Gift Cards (RetailSolutionsOnline) - From discount and specialty retailers to coffee shops and quick-service restaurants, today's diverse gift card products are fitting nicely into the wallets, gift boxes and lifestyles of most American consumers, according to a recent study commissioned by First Data Corp.. Payday Lenders May Face Caps: Critics of the Loans Call for Limits on Interest Rates (RedNova) - By Richard Roesler, The Spokesman-Review, Spokane, Wash. Dec. 29--OLYMPIA -- Aaron Medres is on a mission. Four years years ago, the Chattaroy truck driver took out a $500 payday loan to cover some unexpected repairs to his car.. November high for mortgage approvals (Times Online) - Mortgage approvals in the UK hit their highest level in five months in November, the British Bankers' Association said today. The value of mortgage approvals jumped from October's £10.82 billion to £11 .. Holiday debt hangover takes toll (Daily Local News) - Holiday debt, the gift that keeps on taking. According to a survey done by Consumer Reports, this year among those using credit cards to pay for holiday gifts, the average bill will be $626, though 17 percent of shoppers plan on racking up $1,000 or more in holiday charges.. First Federal Selects First Data to Provide Signature Debit Processing (FinanzNachrichten) - Electronic commerce and payments leader First Data Corp. ( Nachrichten ) (NYSE: FDC) today announced it has renewed its agreement to provide signature debit processing for cardholders of First Federal.. Some consumers run into big problems with auto title lending (USA Today) - Strapped for cash, James Haga of Marion, Va., took out a $1,600 loan last year, using his truck as collateral. In August, when he couldn't keep up with the escalating balance, Haga's Ford was repossessed.. South Africa extend lead (rediff.com) - South Africa reached 64 for no loss, for a cumulative lead of 152, after bowling out India for 240 in the second Test in Durban.. Tough situations, smart answers (New York Daily News) - Over the last year, I've talked quite a bit telling you what I think you should know about managing your money..