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NextStudent Offers Federal Stafford Loans Regardless of Need (SYS-CON Media) - Phoenix-based NextStudent, a premier educationfunding company, offers a non-need-based unsubsidized federal Staffordstudent loan for students who may not qualify for need-based subsidizedStafford student loans. Bothprograms offer great benefits; however, with unsubsidized Stafford studentloans students are responsible for the interest on the loan but payment isdeferred until after graduation. The . Refinancing won't solve debt problems (Bankrate.com via Yahoo! Finance) - Tapping equity to refinance a mortgage will wipe out credit card and student loan debt, but it creates new problems if you keep on spending, says the Debt Adviser.. NextStudent Offers Federal Stafford Loans Regardless of Need (Market Wire via Yahoo! Finance) - Phoenix-based NextStudent, a premier education funding company, offers a non-need-based unsubsidized federal Stafford student loan for students who may not qualify for need-based subsidized Stafford student loans.. Pay Off Your Student Loans the Smart Way (Hope Star) - (ARA) - Your education is the key to launching your future. After you enter the professional world you leave the college years behind to focus on your career goals. But one thing most people can't leave behind are student loans.. Group proposes loan forgiveness (Cavalier Daily Online) - The U.S. Department of Education has agreed to consider amending the regulations governing repayment of student loans.. Why You Should Consolidate Your Student Loans (Pekin Times) - (ARA) - Graduation is just around the corner for thousands of students, and shortly after they walk down the aisle, many in the Class of 2006 will find themselves facing hardships they didn't anticipate when they began the pursuit of their degree.. Grads neck-deep in debt have options (USA Today) - If your student loans loom large now, just try ignoring them. They'll get much, much bigger. Once your loans go into default, your lender would probably turn your account over to a collection agency.. Chiropractor works 2 jobs to chip away at $165,000 in school debt (USA Today) - Heather Schopp amassed nearly $165,000 in student loan debt from attending graduate school. How can she manage her payments? It all starts with a budget and then making more and spending less.. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool via Yahoo! News) - For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight.. MICHELLE SINGLETARY: THE COLOR OF MONEY: Student loans need attention (Contra Costa Times) - Class of 2006 college graduates, listen up. It's been almost six months since you left school. During this time, you haven't had to pay a penny on your student loans..