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Should we use emergency funds to pay off debt? (CNN Money) - Question: My wife and I have saved an emergency fund of $30,000, or about six months' worth of living expenses. We also have about $150,000 in student loans from law school, $50,000 of which are private loans with a 7.87% interest rate.. Chiropractor works 2 jobs to chip away at $165,000 in school debt (USA Today) - Heather Schopp amassed nearly $165,000 in student loan debt from attending graduate school. How can she manage her payments? It all starts with a budget and then making more and spending less.. Why You Should Consolidate Your Student Loans (Ridgecrest Daily Independent) - (ARA) - Graduation is just around the corner for thousands of students, and shortly after they walk down the aisle, many in the Class of 2006 will find themselves facing hardships they didn't anticipate when they began the pursuit of their degree.. MICHELLE SINGLETARY: THE COLOR OF MONEY: Student loans need attention (Contra Costa Times) - Class of 2006 college graduates, listen up. It's been almost six months since you left school. During this time, you haven't had to pay a penny on your student loans.. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool) - Attack your debt if the holidays have you wringing your hands over credit card bills. . Federal Budget and Spending Sub Issues (Heritage Foundation) - Americans have always expressed concern about becoming dependent on government even while understanding that life's challenges make most of us, at one time or another, dependent on aid from someone else.. Advice: Create a budget, reduce living expenses and earn more money (USA Today) - With $165,000 in student loan debt and additional debt on her credit cards, Heather Schopp is struggling just to pay the minimum payments each month. Financial planner says create a budget, reduce living expenses and earn more money.. Business Digest (The Providence Journal) - Acquisition boosts CVS. Pukke still on the hot seat (Gazette.Net) - A few years ago, Andris N. Pukke was riding high. The head of several growing credit businesses and the force behind a successful nonprofit credit counseling agency in Germantown, Pukke had multimillion-dollar mansions in Maryland, Florida and California.. Peter Dunne – Leader's Letter December 1 2006 (Scoop.co.nz) - Bill Clinton used to talk about a "place called home". British social philosopher Jonathan Sacks wrote a book called "The Politics of Hope". Now John Key says he wants to provide "aspirational" leadership for the National Party..