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Getting a Mortgage with Bad Credit (Evening Times) - (ARA) - Having bad credit is not the end of the world and it's not impossible to get a loan. Generally, credit scores below 600 are considered sub-prime and the lower your credit score, the harder it will be for you to secure a mortgage.. Bad Credit? FICO Score Under 650? Yes, You Can Still Refinance (Waynesboro Record Herald) - (ARA) - If you have bad credit or a low FICO score, you're no doubt doing everything possible to turn things around. But if you have an adjustable rate mortgage (ARM), paying off your debts and cleaning up your credit is about to get a whole lot harder.. Bad Credit and Home Refinance (Pekin Times) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Bad Credit Loans (Rebuz) - If you have defaulted on a loan or missed a credit card payment, you could easily be regarded as a bad credit risk by financial companies.. Spitzer pursues Brooklyn mortgage fraud (CNN Money) - NY attorney general says mortgage fraud ring ruined credit of minority homebuyers while profiting handsomely from scam.. H&R Block loss nearly doubles on mortgage weakness (Reuters via Yahoo! News) - H&R Block Inc. , the largest U.S. tax preparer, on Thursday said its quarterly loss nearly doubled, and was larger than analysts expected, as the struggles of its mortgage lending arm worsened.. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool via Yahoo! News) - For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight.. Singing a Holiday Tune or a Debt Dirge? (Motley Fool via Yahoo! Finance) - Attack your debt if the holidays have you wringing your hands over credit card bills.. H&R Block losses nearly double (CNN Money) - Results for leading tax preparer are worse that Wall Street predicted, with company blaming Option One mortgage biz.. Watchdog warns mortgage lenders who prey on poor (Belfast Telegraph) - The Financial Services Authority hit out at financial advisers who sell mortgages to people with poor credit histories yesterday, saying that much of their marketing and promotional literature continued to fall short of regulatory standards..