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Loans over cards to manage debt: study (AAP via Yahoo!7 News) - Growth in credit card applications has eased and demand for personal loans increased as Australians look to new ways of consolidating debt, a study has found.. Chronicle & Echo (Northampton Chronicle & Echo) - PERSONAL debt levels in Northamptonshire have reached a critical level, according to financial experts.. Citizens Advice says number of people seeking help with debt jumps 11% (Guardian Unlimited) - Citizens Advice says consumers are coming to its advisers with bigger debts than ever before. By Phillip Inman.. What the Election Means for Business (BusinessWeek) - Nancy Pelosi and other Dems may compromise on immigration, but energy, drug, and defense companies can expect hearings . Charity engulfed by people with heavy debts (Guardian Unlimited) - The number of consumers with spiralling debts jumped by more than 10% over the last year said the charity Citizens Advice, heightening fears that a rise in interest rates later this week will result in thousands more families facing bankruptcy.. Charity engulfed by people with heavy debts (Guardian Unlimited) - 34,626 homeowners face repossession orders and unpaid gas, electricity and water bills soar by 19%.. Water cooler (EETimes) - What's the latest and greatest news heard around the water cooler?. Start of College Loan Repayment Season (Business Wire via Yahoo! Finance) - SAN DIEGO----Repayment booklets arrive in the mailboxes of recent college graduates this month, marking the start of a new debt repayment season. It's a season that is unlikely to bring comfort or joy to many borrowers.. Record numbers can't pay off their credit card debts (Daily Mail) - Reckless credit card borrowing has led to a record number of people declaring themselves unable to pay off their debts. It means that banks and credit card companies will be forced to write off more than £4 billion this year . The illness that banks refuse to recognise (Guardian Unlimited) - Bipolar disorder is rarely recognised by banks as an illness - and even less well understood, despite the condition's impact on borrowing and debt..