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Debt down, but so are savings (The Daily Times) - In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit card or revolving store balances.. Debt down, but so are savings (The Daily Times) - By SOLOMON D. LEACH sleach@delcotimes.com In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit . Eliminate Credit Card Debt (Hornell Evening Tribune) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. Credit Card Debt Help (Wellsville Daily Reporter) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. When Debt Mounts, Take Action to Prevent Foreclosure (Carmi Times) - (ARA) - If you have experienced foreclosure, you're not alone. Within the last five years alone, more than 2.9 million households in the United States have experienced foreclosure.. Debt Relief Services Offer Christians Hope According to ChristiaNet Poll (PR Web) - Services such as debt relief, Christian counseling, consolidation loans, settlement companies and eliminating credit card debt are some of the debt relief related articles at http://www.christianet.com/debtrelief/. (PRWeb Nov 10, 2006). Bankruptcy law effects still unclear (Contra Costa Times) - The consumer credit industry and analysts hoped the bankruptcy law passed last year would re-educate consumers, prompting them to manage their debt sensibly, especially their credit card debt.. Widow Says She's Victim Of Credit Fraud (KMBC TheKansasCityChannel.com via Yahoo! News) - A 71-year-old widow is being sued for credit card charges she said she never made, KMBC's Maria Antonia reported Monday.. Dems: make student loans student friendly (CNN Money) - In the corporate world, there's a short list of obvious suspects who may face tougher times under a Democratic Congress, including Big Pharma and Big Oil. Then there are the not-so-obvious suspects - like what might be called Big Education.. AADMO to Release IRS Training Video for Credit Counseling Agency Investigations to Industry, Media and Public (PR Web via Yahoo! News) - (PRWEB) November 9, 2006 -- The American Association of Debt Management Organizations (AADMO) is making available to the industry, media and public the IRS training video used for credit counseling investigations..