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Credit Challenged Car Buyers Find Help Online (Derby Daily Reporter) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. These Easy Steps Can Help Improve Your Credit (Wellsville Daily Reporter) - (ARA) - Credit cards are a great convenience. They eliminate the need to carry large amounts of money, you can track your spending through your monthly statements and they save the day when you're faced with unexpected expenditures such as car repairs or medical bills.. Canceling credit card won't help credit score (Market Watch) - NEW YORK (MarketWatch) -- Is your credit score, that three-digit number that purports to measure the health of your credit history, not as high as you'd like it to be? If your credit-card spending is out of control, you may be tempted to cancel some of your cards so that you can elevate your score. But simply cutting up the card the old-fashioned way, rather than canceling it, may be the better . MARSHALL LOEB'S DAILY MONEY TIP: Canceling Credit Card Won't Help Credit Score (Nasdaq) - NEW YORK (Dow Jones) -- Is your credit score, that three-digit number that purports to measure the health of your credit history, not as high as you'd like it to be? If your credit-card spending is out of control, you may be tempted to cancel some of your cards so that you can elevate your score.. Canceling Credit Card Won't Help Credit Score (Fox News) - Simply cutting up the card the old-fashioned way, rather than canceling it, may be the better way to go.. Credit union offers relief to savers hit by Farepak failure (ic Surrey Online) - A CREDIT union in East Grinstead is offering to help those who have lost money in a Christmas saving scheme.. OAPs' Home Help Must Be Spared (RedNova) - By SUE CARROLL IN my mother's house, there is only one god. Her name is Sandra and she is the fabulous woman who goes under the title of home help although the job description does her little credit. My 79-year-old mum says she doesn't know what she'd do without Sandra.. NAB allows Chinese credit cards at ATMs (AAP via Yahoo!7 News) - NAB has signed a deal with a Chinese credit card company to allow Chinese cards to be used at NAB EFTPOS terminals and ATMs across Australia.. Push is on to restore clean-power credit (Deseret Morning News) - The push is under way to restore a state tax credit for producers of alternative energy, a credit that could make or break a proposed wind farm at the mouth of Spanish Fork Canyon.. Credit union robber caught on camera (The Daily News) - Longview police have released a surveillance photo of the suspect in Monday afternoon's robbery of Weyerhaeuser Employees Credit Union, 2266 30th Ave..