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Bad Credit and Home Refinance (Bastrop Daily Enterprise) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Why Now is a Good Time to Refinance (Wellsville Daily Reporter) - (ARA) - If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.. Homeowners now pay for years of low rates (Detroit News) - F or Amy and Randy Greenwood, an adjustable-rate mortgage was a way to consolidate bills even with less-than-perfect credit.. Higher Interest Rates, Declining Home Prices Put American Families At Financial Risk (U.S. Newswire via Yahoo! News) - Homeowners have been tapping into their home equity to get the cash needed to pay down credit card debt incurred not for luxury expenses, but for basic needs. This strategy leaves them on precarious financial footing after two years of interest rate hikes and the largest drop in home prices in 35 years, according to "House of Cards 2006 Update: Still Refinancing The American Dream", a report . Moving companies (Irish Voice) - Liffey Van Lines, Inc. International Moving & Storage New York City & Mahopac, NY Tel: (800) 554 3339 Internet: www.liffeyvan.com Deal with the best! • In business since 1973 • Quality service and guaranteed prices.. A bitter ending (NorthJersey.com) - PASSAIC -- The "For Sale" sign at 549 Broadway is an unwelcome addition to Manuel Maldonado's neat little yard.. MIND YOUR BUSINESS / How to tell the community what your Web site offers (San Francisco Chronicle) - Q: I'm in the mortgage business and specialize in helping people with bad credit get a good deal on loans and closing costs. I recently built a Web site to promote my business but don't know how to tell the world about it. Should I send out a press release . Poor, minorities are 'borrowing trouble' (Tucson Citizen) - More county residents, especially minorities and the poor, are taking out high-interest home loans. City and county officials say the practice sets the stage for an increase in foreclosures, particularly on the South and West sides of Tucson.. The Million Dollar Trailer, Part II (GoldSeek.com) - *** Another important Daily Reckoning rant be concerned with what’s really going on *** Wouldn’t it be nice to have a Krugerrand or two in your pocket? . A Goodrich Joyride (BusinessWeek) - .