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InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web via Yahoo! News) - Orlando, FL (PRWeb) December 18, 2006 -- InCharge® Institute, a national nonprofit organization specializing in personal finance education and credit counseling, has expanded its family of financial counseling services to include housing counseling for homeowners and landlords - an important addition as many homeowners struggle with making wise decisions for what is often the largest and most . InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web) - InCharge® Housing Counseling (IHC) - formerly Cogent Financial Solutions Corp. - provides a variety of homebuyer, homeowner and landlord counseling services. (PRWeb Dec 18, 2006) Post Comment:Trackback URL: http://www.prweb.com/zingpr.php/RW1wdC1Mb3ZlLVNpbmctVGhpci1NYWduLVplcm8=. Eliminate Credit Card Debt (Kewanee Star Courier) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. CareOne Helps Tackle Holiday Debt Problems Holiday Debt Can Make Any Consumer Feel Like a Grinch (PR Web) - Americans are officially in shop till they drop mode, with the National Retail Federation predicting holiday spending to reach $457.4 billion this year. The increase of 5 percent in holiday spending will likely mean that by Jan. 1 Americans will face the traditional stack of bills and depleted bank accounts causing an increase in the expected number of U.S. consumers to pursue debt relief in . Taxes, energy, health costs help increase debt levels of elderly (Baltimore Sun) - Debt is chewing up a bigger bite of older Americans' income. . A penny saved is a degree earned: Mike Ehren, Hotel and restaurant management (Columbian Missourian) - "Part of me wishes I had bit the bullet and gotten a degree sooner. But now I know what I want to do and there will be all kinds of opportunities.". Retailers pump up promotions (Sun-Sentinel) - Retailers have one week left to get you to spend, spend, spend for the holidays. . Avoid 'holiday hangover' by spending less (The Sun Chronicle) - BY GLORIA LaBOUNTY SUN CHRONICLE STAFF Sunday, December 17, 2006 11:27 PM EST You're headed into the final stretch of holiday shopping and you just want to get it done, no matter how much money it takes.. Wal-Mart does away with its layaway service (Belleville News-Democrat) - For Gale LeFlore, the layaway counter at Wal-Mart is a place where childhood dreams came true.. Poor students to get free tuition at UTSA (The Bryan-College Station Eagle) - SAN ANTONIO - The University of Texas at San Antonio will pay full tuition and fees beginning next fall for incoming freshmen whose families make less than $25,000 a year, officials said. .