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CareOne Helps Tackle Holiday Debt Problems Holiday Debt Can Make Any Consumer Feel Like a Grinch (PR Web) - Americans are officially in shop till they drop mode, with the National Retail Federation predicting holiday spending to reach $457.4 billion this year. The increase of 5 percent in holiday spending will likely mean that by Jan. 1 Americans will face the traditional stack of bills and depleted bank accounts causing an increase in the expected number of U.S. consumers to pursue debt relief in . Don't Let December Debt Haunt Your New Year's Resolutions (Waynesboro Record Herald) - (ARA) - One of the top New Year's resolutions for Americans is to get out of debt and to better manage their money. Currently, consumer debt is at an all-time high and many people are still paying off their credit cards from last Christmas.. The Most Intelligent Way to Eliminate Personal Debt (Waynesboro Record Herald) - (ARA) - Tired of feeling like you're living from paycheck to paycheck? Have interest charges driven your credit card balances so high, you feel like you'll never get out of debt? If so, you're not alone.. Don't Refinance Your Home to Pay Off Credit Card Debt - There's a Better Way (Kewanee Star Courier) - (ARA) - Ever received one of those offers in the mail that seems like the solution to all your problems? It may have said, "Your home is an untapped resource. Refinance your loan with us and you'll get quick cash to buy a car, fund college or pay off your credit card debt.". Credit Card Debt Help (Hornell Evening Tribune) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web via Yahoo! News) - Orlando, FL (PRWeb) December 18, 2006 -- InCharge® Institute, a national nonprofit organization specializing in personal finance education and credit counseling, has expanded its family of financial counseling services to include housing counseling for homeowners and landlords - an important addition as many homeowners struggle with making wise decisions for what is often the largest and most . InCharge® Institute Expands Personal Finance Education Offerings with Addition of Housing Counseling Service (PR Web) - InCharge® Housing Counseling (IHC) - formerly Cogent Financial Solutions Corp. - provides a variety of homebuyer, homeowner and landlord counseling services. (PRWeb Dec 18, 2006) Post Comment:Trackback URL: http://www.prweb.com/zingpr.php/RW1wdC1Mb3ZlLVNpbmctVGhpci1NYWduLVplcm8=. Taxes, energy, health costs help increase debt levels of elderly (Baltimore Sun) - Debt is chewing up a bigger bite of older Americans' income. . How to Make a New Year's Resolution to Eliminate Debt, and Make it Stick (PR Web via Yahoo! News) - Freehold, NJ (PRWeb) December 17, 2006 -- Whether you are suffering from a holiday financial hangover, or have seen increasing financial demands in your life this past year, you are likely resolving to never touch a credit card again and eliminate all of your debt in 2007.. Avoid holiday debt (Sand Mountain Reporter) - In the heat of last minute shopping, some consumers will forget about their plans to stick with a holiday budget this year, but financial experts say that’s the worst thing they could do..