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Money Savvy Holiday Shopping Tips (PR Web) - The holiday shopping season is upon us and this usually means gifts for loved ones and bills for you early New Year. CreditGUARD of America, Inc., a non-profit credit counseling company has first hand experience in dealing with holiday spending blues and therefore offers the following 5 steps to curb your overspending habits. (PRWeb Dec 18, 2006) Post Comment:Trackback URL: . Bad Credit and Home Refinance (Southwest Daily News) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Out & About (Montrose Daily Press) - MONTROSE — The Daily Press is looking for your pictures. We’ll take photos you’ve taken from various events, happenings in the community, your travels, animals or just people on the street for our new “Our Community” page.. Money Savvy Holiday Shopping Tips (PR Web via Yahoo! News) - (PRWeb) December 18, 2006 -- The holiday shopping season is upon us and this usually means gifts for loved ones and bills for you early New Year.. Briefly in Tompkins (The Ithaca Journal) - The Ithaca High School Parent Teacher Student Association (PTSA) will have a special program on “Early Planning for College: How to Organize the High School Years,” at 7:30 p.m. Monday, Dec. 18 in the High School Library on Lake Street.. Llyce Glink: Learn to curb spending before looking for money to fix home (San Antonio Express News) - What do you suggest as far as a home equity line of credit or other methods to raise more cash?. Briefly in Tompkins (The Ithaca Journal) - The History Center in Tompkins County this weekend will open the exhibit “Photos of Yesteryear,” featuring some of the most memorable historical images from The History Center's Photo Archives.. Around the Valley (Montrose Daily Press) - MONTROSE -- Robyn Unger’s Northside class will be traveling to Sharing Ministries on Thursday, Dec. 7 from 8 a.m. to 9:45 a.m. as a community service project. Anyone who is interested in donating to the needy is welcome to include it in the class’ food boxes.. A Report Card for 2006 on Efforts to Protect Children from Sexual Abuse (FindLaw) - There is an emerging civil rights movement for children in the United States, which is to say that children are finally actually getting a seat at the public policy table. Moreover, looking back at the past year shows a significant amount of progress on that front.. Briefly in Tompkins (The Ithaca Journal) - The Southside Community Center, which was evacuated and closed last week due to a public health concern, will re-open for public use today..