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Expert Advises How To Choose Reputable Credit Counselors (NBC 5 Dallas Fort Worth) - Dallas has the lowest average credit score in the country, but when you want to clean up your credit and pay off debt, whom can you trust?. Credit Repair: Beyond the Fair Credit Reporting Act (Wellsville Daily Reporter) - (ARA) - Bad credit can happen to good people. On a day-to-day basis, you can't control all the factors that influence your credit score. What's more, credit reports often contain errors.. Credit Challenged Car Buyers Find Help Online (Hope Star) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. Finance: Credit card 101 for college freshmen (Reuters via Yahoo! News) - (Linda Stern is a freelance writer. Any opinions in the column are solely those of Ms. Stern. You can e-mail her at lindastern@aol.com.). Religious Downloads (NBC 4 Los Angeles) - 1. Make sure possible inaccuracies aren't hurting your credit 2. Detect potential identity theft 3. Stay on top of your credit without hurting your score. Business: SCORE introduces walk-in couseling (The Nashua Telegraph) - NASHUA – The local office of SCORE, the national volunteer association that provides free business advice to small business and entrepreneurs, is now offering walk-in business counseling. . Removing your name from a co-signed card (The State) - QUICK TIP QUESTION: I have two credit cards where my mother is the joint co-signer. If I removed my name from those cards, which have been open for about 10 years, would that hurt my credit score?. Five Not-so-Fun Facts about FICO (Benton Evening News) - (ARA) - You scraped and saved. You worked hard and made sacrifices. Now you're finally ready to buy your dream house or car. But first you need a loan. It's time for fantasy to face reality - in the form of your FICO score.. Why It's Past Time to Pass Minimum Wage Increase: John M. Berry (Bloomberg.com) - Sept. 7 (Bloomberg) -- During the next few weeks, Republicans in Congress will try to score political points by posing as tough on terrorism and gung-ho for more tax cuts in the run-up to the November elections.. Qualification: Must have a good credit history (Boston Globe) - LaToya Horton was temping at a management consulting firm in Boston last January when it offered her a full-time job as a clerk. Then, the firm said it needed to check her credit..