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Better credit raises refinance question (Bankrate.com) - Dear Dr. Don, I had bad credit but was recently able to refinance my mortgage from a 10 percent loan to a 7.125 percent loan on a $208,000 loan balance. My credit score's even better now and I can get a 6.375 percent loan, but it would cost me another $4,000 in closing costs. Is it worth it?. Homebuilders Get Comical (The Motley Fool) - Fiction leads the way There's a first-season episode of The Simpsons in which Homer has to have an RV so he can keep up with the neighbors. So, he heads to Bob's RV Roundup, where the sales office is decorated with signs that read "Bankruptcy, Shmankruptcy" and "We give credit to everyone.". Stocks May Fall amid Housing News (BusinessWeek) - Homebuilder KB Home cut its 2006 earnings guidance, while peer Hovnanian posted lower quarterly profit. Also in focus: July wholesale trade . BlackBerry's First Stab At Fun (BusinessWeek) - The Pearl's business features remain strong, but the bells and whistles . Viacom: A Surprise Fall Replacement (BusinessWeek) - Redstone's ouster of a popular CEO could further divide the ''creatives'' and ''suits'' . Commentary: Plenty Of Oil—Just Drill Deeper (BusinessWeek) - The discovery of reserves in the Gulf of Mexico means supply isn't topping out . A Shinier Future for Phelps Dodge? (BusinessWeek) - After the mining giant's withdrawal of its Inco bid, Citigroup boosts its rating on the stock . Where Inflation May Cause Pain (BusinessWeek) - Gas prices look to be dipping. But consumers soon may notice the price tags in other consumer sectors on their way up . Palm Lowers First-Quarter Outlook (BusinessWeek) - Beazer Homes and KB Home cut fiscal year 2006 guidance, plus more stocks in the news Thursday . CEOs in the Hot Seat (BusinessWeek) - Blue chips Ford and Viacom just changed chief execs after lackluster stock performance. More may be vulnerable. Who else could be feeling the heat? .