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Credit Challenged Car Buyers Find Help Online (Benton Evening News) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. Canceling cards does not help a credit score (The Norman Transcript) - By Marshall LoebMarketWatchNEW YORK -- Is your credit score, that three-digit number that purports to mea . These Easy Steps Can Help Improve Your Credit (Pekin Times) - (ARA) - Credit cards are a great convenience. They eliminate the need to carry large amounts of money, you can track your spending through your monthly statements and they save the day when you're faced with unexpected expenditures such as car repairs or medical bills.. SELF tax credit program a first for Butler County (Middletown Journal) - HAMILTON — A new tax credit program for working families could help them attain self-sufficiency through the help of a local agency.. 5 ways to monitor your credit reports (Bankrate.com via Yahoo! Finance) - A look at the pros and cons of ID-theft protection plans, from credit freezes to credit monitoring services.. Home credit firms face new rules (ShareCast via Yahoo! UK & Ireland Finance) - Sharing data between home credit companies should help consumers get a better deal, said the Competition Commission in its final report on the matter.. Volunteers help tornado victims (Greensboro News-Record) - About 100 people were displaced after a tornado roared through a North Carolina mobile home park and neighborhood Nov. 16. (Credit: ""). Resignation follows alleged use of district credit card (NBC 2 Fort Myers) - A veteran employee of the North Fort Myers Fire Department is resigning after allegedly being caught using the district's credit card for personal use. NBC2 Investigator David Sutta obtained an exclusive interview with North Fort Myers Fire Chief Terry Pye.. Bad Credit? FICO Score Under 650? Yes, You Can Still Refinance (Waynesboro Record Herald) - (ARA) - If you have bad credit or a low FICO score, you're no doubt doing everything possible to turn things around. But if you have an adjustable rate mortgage (ARM), paying off your debts and cleaning up your credit is about to get a whole lot harder.. Credit Card Debt Help (Evening Times) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?.