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Kiplinger Classic: Travelling this holiday season? Kiplinger's 25 Best Travel Sites (Kiplinger.com) - Find the best bargains in air travel and cheapest rates for car rentals, hotel rooms and vacation packages, whether you travel in the U.S. or internationally.. Bad Credit and Home Refinance (Pekin Times) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool via Yahoo! News) - For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight.. Singing a Holiday Tune or a Debt Dirge? (Motley Fool via Yahoo! Finance) - Attack your debt if the holidays have you wringing your hands over credit card bills.. Refinancing won't solve debt problems (Bankrate.com via Yahoo! Finance) - Tapping equity to refinance a mortgage will wipe out credit card and student loan debt, but it creates new problems if you keep on spending, says the Debt Adviser.. Bad Credit Loans (Rebuz) - If you have defaulted on a loan or missed a credit card payment, you could easily be regarded as a bad credit risk by financial companies.. Personal Finance Daily -- Nov. 28 (Market Watch) - The biggest complaint most Americans have with their credit cards is one only they can resolve themselves: the size of their balances. Credit-card debt is a problem for many people and collectively we continue to make little headway in paying down our outstanding bills, a task that will only get more onerous as so many low-interest mortgages reset in the coming months. . Threat Of Gift Card Theft Issued (WFTV 9 Orlando) - Thieves are stealing codes from the back of gift cards before they are activated, and going shopping once they are.. Payday Advance Industry Says New Report Misrepresents Customers' Use of the Popular Short-Term Credit Product (PR Newswire via Yahoo! Finance) - The Community Financial Services Association of America , a national trade group of responsible payday advance companies, today dismissed a report by the Center for Responsible Lending as misleading and lacking perspective.. Lower APRs Could Be One Phone Call Away (Eyewitness News 3 Hartford) - With the arrival of holiday shopping season, many consumers want lower credit-card interest rates. Video.