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Bad Credit Loans (Rebuz) - If you have defaulted on a loan or missed a credit card payment, you could easily be regarded as a bad credit risk by financial companies.. Getting a Mortgage with Bad Credit (Evening Times) - (ARA) - Having bad credit is not the end of the world and it's not impossible to get a loan. Generally, credit scores below 600 are considered sub-prime and the lower your credit score, the harder it will be for you to secure a mortgage.. Mandiri to sell $1.6 billion in bad loans (International Herald Tribune) - Bank Mandiri, the largest lender in Indonesia, plans to auction off by 2008 about 15 trillion rupiah, or $1.6 billion, of bad loans owed by small borrowers in order to help reduce delinquent debt and increase profit.. Credit Challenged Car Buyers Find Help Online (Benton Evening News) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. South Africa: Deluge of New Credit Cards Both Good And Bad News (AllAfrica.com) - A SURGE in credit card debt and strong growth in the number of available credit cards on the market could lead to growing bad debts at banks next year and the need to provide debt counselling for over-indebted customers, says the National Credit Regulator.. Fair Finance takes leaf out of bank book to give credit where it is due (Financial Times) - A decade ago, Faisel Rahman was camped out in a tree as part of the guerilla campaign to prevent the Newbury bypass being built. Today he is trying to change the society through capitalism with a business that provides loans and bank accounts to some of the UK’s poorest communities in east London.. Fair Finance takes leaf out of bank book to give credit where it is due (FT.com via Yahoo! News) - A decade ago, Faisel Rahman was camped out in a tree as part of the guerilla campaign to prevent the Newbury bypass being built.. U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit.. Bad loans could fall to 3% of total (Bangkok Post) - Non-performing loans for the banking sector are likely to fall to 3% of total loans by the end of this year, according to local bankers. Bad loans currently stand at around 9% of total credit outstanding.. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool via Yahoo! News) - For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight..