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Bad Credit and Home Refinance (Pekin Times) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Bad Credit? FICO Score Under 650? Yes, You Can Still Refinance (Waynesboro Record Herald) - (ARA) - If you have bad credit or a low FICO score, you're no doubt doing everything possible to turn things around. But if you have an adjustable rate mortgage (ARM), paying off your debts and cleaning up your credit is about to get a whole lot harder.. Why Now is a Good Time to Refinance (Waynesboro Record Herald) - (ARA) - If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.. Radio's High-Definition Blitz (BusinessWeek) - The radio industry is preparing to launch its largest ad campaign ever, to promote new high-def technology . Color of Money Book Club (Washington Post) - Michelle Singletary hosted authors Kalman Chany and Mark Kantrowitz for a discussion about November's Color of Money Book Club selections: . Nov 30 Housing Bubble and Real Estate Market Tracker (SeekingAlpha via Yahoo! Finance) - A roundup of articles and data about the housing market.. Remodeling School (CNN Money) - AN OUTDATED, DILAPIDATED 1941 CAPE COD wasn't exactly the home that Erika and Greg Tansey dreamed of when they moved to the well-to-do Portland, Ore. suburb of Lake Oswego last year. But they were unable to afford the kind of house they really wanted on their $600,000 budget, so they opted for Plan B: a fixer-upper. And this $446,000 house sure fit the bill. "Greg called the backyard the 'heart . Variables.body (BusinessWeek) - Variables.body . China MBAs: Most Likely to Fall Short (BusinessWeek) - Corporate recruiters say graduates of mainland programs lack workplace savvy . Llyce Glink: Debt-squeezed homeowner might have to think about selling (San Antonio Express News) - Q: How do I determine if I should refinance my home or get a home equity loan?.