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Getting a Mortgage with Bad Credit (Evening Times) - (ARA) - Having bad credit is not the end of the world and it's not impossible to get a loan. Generally, credit scores below 600 are considered sub-prime and the lower your credit score, the harder it will be for you to secure a mortgage.. Bad Credit and Home Refinance (Pekin Times) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Bad Credit Loans (Rebuz) - If you have defaulted on a loan or missed a credit card payment, you could easily be regarded as a bad credit risk by financial companies.. Credit Repair: Beyond the Fair Credit Reporting Act (Carmi Times) - (ARA) - Bad credit can happen to good people. On a day-to-day basis, you can't control all the factors that influence your credit score. What's more, credit reports often contain errors.. Online Extra: Saturn's Great New Outlook (BusinessWeek) - Get Up to 125% of Your Home's Value. Apply Fast & Easy with E-LOAN today - No Lender Fees.. Mississippi Home Corp. awards housing counseling grant to Meridian (The Meridian Star) - Meridian’s Multi-County Community Service Agency on Thursday received a grant for $20,000 to coach potential home buyers in what steps they need to take to achieve their goal.. Home lost, woman must rely on helpers (Akron Beacon Journal) - The future of a 77-year-old Akron woman remains uncertain, but it's certainly brighter than it has been for the past two weeks. That's because Terri Riggins -- who had been living in her car with her dog since being locked out of her Cole Avenue home Nov. 15 without her possessions -- is finally off the street.. Singing a Holiday Tune or a Debt Dirge? (The Motley Fool via Yahoo! News) - For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight.. Singing a Holiday Tune or a Debt Dirge? (Motley Fool via Yahoo! Finance) - Attack your debt if the holidays have you wringing your hands over credit card bills.. U.K. Bankruptcies Soar as Loans, Card Debt Top $6,800 a Person (Bloomberg.com) - Dec. 1 (Bloomberg) -- Roland Snooks couldn't resist a good deal on a loan, and for 11 years, banks including Egg Plc and Abbey National Plc were happy to feed his habit..