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Why You Should Consolidate Your Student Loans (Wellsville Daily Reporter) - (ARA) - Graduation is just around the corner for thousands of students, and shortly after they walk down the aisle, many in the Class of 2006 will find themselves facing hardships they didn't anticipate when they began the pursuit of their degree.. Business FYI (Everett Herald) - Andrea Martin, Jody Serl and Patrick Novack have been promoted at Cascade Bank of Everett. A senior loan officer in the bank's corporate office, Martin has been promoted to vice president. Martin began her career in banking as a lending officer more than 30 years ago. Also a new vice president, Serl is the manager of the bank's service center at its corporate headquarters. Serl began her career . Creators hope campaign will help Americans learn to save (El Paso Times) - More and more young adults are saddled with student loans and credit-card debt as they start their careers, experts say.. Business calendar (Tennessean) - Making It in Middle Tennessee Forum , Nashville Area Chamber of Commerce Manufacturers Council, 7:30-10 a.m., BellSouth Auditorium, 333 Commerce St. Stephen Cook, director of Tennessee manufacturing for Dell, to address international supply chain management.. Color of Money Live (Washington Post) - Washington Post personal finance columnist Michelle Singletary was online for a free-for-all discussion on money matters.. IN DEVELOPMENT: November 8-12, 2006 (HoopsWorld.com) - Twice weekly updates from the NCAA, D League, CBA, ABA, IBL, UBL, USBL, WBA and Euroleague: • D LEAGUE: Jerome Beasley reunites with Dave Joerger with Dakota Wizards • NCAA: OSU's Lewis drops 27 in win; Temple's Marshall to sit out the season • GERMANY: D League standout Derrick Zimmerman with Brose Baskets Bamberg • SWITZERLAND: Erick Barkley in trouble again, dismissed from Herens • . Exclusive: Bright Eyes to Release Live Album (Pitchfork) - Conor Oberst continues on his quest to become this generation's Ian MacKaye, keeping it real by fortifying his commitment to independent music. On November 15, Oberst's own Team Love Records will release Motion Sickness , Bright Eyes' first live album, exclusively to indie stores.. Boundless enterprise (Worcester Telegram & Gazette) - ORCESTER - Even as an accounting major in college, focused on the calculation of dollars and cents, David A. Jordan knew that his career would not lie strictly in business.. Sending Junior to college? Think 529 plans (Everett Herald) - NEW YORK - With the cost of tuition and fees soaring, parents face a daunting task in trying to figure out how to finance their children's college education.. Dems Face May Tough Road Ahead (Crosswalk.com) - (CNSNews.com) - In winning control of both houses of Congress, the Democratic Party has a chance to change the national political agenda, but some doubt they will have the stage for more than two years..