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Lee County Auditor declares bankruptcy to clear $60,000-plus in credit card debt (Fort Madison Daily Democrat) - Lee County Auditor Anne Pedersen joined a growing list of U.S. residents last year when she filed Chapter 13 bankruptcy. Pedersen had racked up more than $60,000 in credit card debt. She filed in U.S. Bankruptcy Court in Davenport in July 2005.. The Color of Money: The debt is yours alone (Miami Herald) - Let me address the common misconception that all debt collectors own the debt they're trying to collect. Before I do that, however, I'd like to start with how my recent columns on debt collection began. I received a letter from an entrepreneur who had fallen on hard times but had recovered financially. She wanted to know if she should pay an old credit card debt in full. She owed $24,000, but a . U.S. consumer credit rose $5.54 billion in July (CNN Money) - Credit numbers come in much lower than expected as consumers curtail recent growth in credit card debt.. Cutting down on debt (Long Island Business News) - Americans increased their borrowing in July at the slowest pace in four months as the gain in credit card debt fell off sharply. The Federal Reserve reported Friday that consumer borrowing rose at an annual rate of 2.8 percent in July, down from an increase of 7.3 percent in June.. Consumer debt growth rate drops sharply (San Jose Mercury News) - Americans increased their borrowing in July at the slowest pace in four months, and the gain in credit-card debt fell off sharply.. Credit card 101 for college freshmen (Reuters via Yahoo! News) - Welcome to campus, college freshmen.. Consumer Credit Slowed in July as Higher Wages Provided Cash (New York Times) - Consumer borrowing increased less than expected in July as higher incomes allowed Americans to reduce their credit card use.. 'Boomerang' grads head home after debt builds in college years (The Salt Lake Tribune) - Victoria Grossmann graduated from the University of Florida in 2003 with a degree in business, a minor in statistics, big plans - and about $5,000 in credit card debt. That debt was enough to send her back home to live with her parents for three years, during which she learned the tough financial lessons confronting many young people saddled with consumer debt and increasingly hefty student . Government ducks debt-busting ban (Sunday Herald) - A BAN on credit card issuers sending unsolicited cheques to customers was sidestepped by the government last week. The practice had come under fire as the cheques are treated as cash withdrawals for which issuers charge APRs of up to 25%.. Returning to the empty nest (The News Journal) - WASHINGTON -- Victoria Grossmann graduated from the University of Florida in 2003 with a degree in business, a minor in statistics, big plans -- and about $5,000 in credit card debt..