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New federal law beefs up credit-counseling standards (Arizona Daily Star) - President Bush recently signed the Pension Protection Act of 2006. Why does The Debt Adviser care?. Buyer Beware: Debt Collectors And Your Rights (WYFF via Yahoo! News) - This week, three private debt collection agencies will begin to collect back taxes on behalf of the Internal Revenue Service.. Following a budget can set you free (Boston Globe) - Most people can tell you pretty much to the penny how much their mortgage or rent is every month. They can tell you how much they pay each month for their car loan.. Mother walks a fine line (Kansas City Star) - Teresa Bates knows she probably is paying too much for the fuel-thirsty, five-year-old Ford Explorer she bought this summer at a used-car lot that caters to the credit-challenged.. PAUL WENSKE IN YOUR CORNER: New wrinkle in easy credit leads to ever-higher rates (Kansas City Star) - A review of bankruptcy records confirms many Americans are burning out on alternative sources of credit.. UnitedHealth Feeling A Chill (Hartford Courant) - Q. I am concerned about my shares of UnitedHealth Group, which used to be the greatest. Will its problems hurt its stock further? . Expert Advises How To Choose Reputable Credit Counselors (NBC 5 Dallas Fort Worth) - Dallas has the lowest average credit score in the country, but when you want to clean up your credit and pay off debt, whom can you trust?. Women Should Take Control of Their Financial Futures (SmartPros Accounting) - Ask almost any woman who's thought about retirement or debt management. Not that she's likely to answer. "Money is a taboo subject.. Bankruptcy reform act adding insult to the injured (Long Island Business News) - The bankruptcy reform act that took effect on Oct. 17, 2005, has had consequences for people suffering from an injury or illness that has sent them into debt.. Tide of bankruptcy filings on rise again (Kansas City Star) - Tough congressional reforms aimed last year at halting the record rise in consumer bankruptcies at first appeared to be working. Filings plunged in the first half of 2006 to the lowest levels in 20 years..