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LOCAL EVENTS (San Jose Mercury News) - SOUTH BAY Saratoga historic bike tour. A tour of sites including the Foothill Club, Heritage Orchard, Novakovich Ranch, Peck Heritage Garden and Warner Hutton House. Families welcome. 9 a.m.-1 p.m. Sept. 4. Register at Saratoga Community Center, 19655 Allendale Ave. $8-$10. Call (408) 868-1249 for more information. www.saratoga.ca.us/ recreation.htm.. Purchasing a Home a Little Easier for First-Time Buyers (The Charleston State Journal) - The Housing Development Fund offers several programs to help put West Virginia families in their own homes.. Business: Student loan discounts available if you shop around (The Nashua Telegraph) - The cost of borrowing for college just got higher, but students and parents can save money by shopping for discounts. - KATHLEEN PENDER Net Worth. Montana graduates' debt rising (Billings Gazette) - BOZEMAN - Students with federal loans who graduated from Montana's public universities in 2005 left campus with an average debt of 20,179, up from 19,980 the previous year.. USA Funds Awards $103,000 Grant to California Community Colleges (PR Newswire via Yahoo! Finance) - USA Funds®, the nation's leading education-loan guarantor, has announced the award of a $103,000 grant to help bolster student success and the academic preparedness of students attending California community colleges.. Standard & Poor's Extends Taxable Fixed Income Securities Pricing Coverage (PR Newswire via Yahoo! Finance) - Standard & Poor's, the leading provider of financial market intelligence, today announced that it has expanded its taxable fixed income pricing coverage to include pricing for small business administration and student loans.. It pays to shop around for college loans your money (Orange County Register) - The cost of borrowing for college just got higher, but students and parents can save money by shopping for discounts. This summer, Congress revamped the popular program that provides low-cost, government-guaranteed loans to students and parents.. Uganda: NCHE Recommendation to Introduce a Student Loan Scheme (AllAfrica.com) - A recent National Council for Higher Education recommendation to introduce a student loan scheme sounds brilliant.. Local events from Monday's Calendar section (San Jose Mercury News) - SOUTH BAY The Great American Stamp Expo. Appraisals, door prizes and vendors. 10 a.m.-6 p.m. Sept. 2 and 10 a.m.-5 p.m. Sept. 3. Napredak Hall, 770 Montague Expressway, San Jose. Free. www.stampexpos.com or (707) 322-8483.. Nigeria: CETEP, a Varsity's Crisis And Its Many Tentacles (AllAfrica.com) - The hopes of hundreds of students to acquire higher education at a Lagos-based private university now hang in the balance as a combination of the institution's internal crisis and the authorities' inability to settle its indebtedness have landed the university campus in the hands of a receiver-manager: reports Okey Ndiribe..