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New 1-year cycle begins for free credit reports (Fort Wayne Journal Gazette) - As of Friday, consumers became eligible, once again, to obtain a free copy of their credit reports. Your credit report is the official record of your personal credit history. It includes detailed, personal information, such as where you live, the credit accounts you have (mortgage loans, car loans, credit card balances and the like), and how you pay your bills.. Free credit report can guard against identity theft (Dayton Daily News) - In light of the number of identity theft cases this year at universities and large corporations, government officials say one way to safeguard yourself is by ordering a free credit report annually.. ANGELA CURRY AT YOUR SERVICE: Your credit report requires monitoring (Kansas City Star) - At Your Service: Last March I went to www.annualcreditreport.com to receive my free annual credit reports to check and make sure everything was accurate. Two reports showed a credit card for Discover Financial Services that was not mine. The card also was listed as a charge-off and was having a severe negative impact on my FICO score. The two bureaus were Equifax and Experian. I got a letter from . MoneyLine by Neil Downing: Free credit report again available (The Providence Journal) - Important news for consumers: Mark your calendar for this Friday. That's the day you become eligible, once again, to obtain a free copy of your credit report.. Falcons Team Report (SportingNews.com) - Jerious Norwood has game-changing speed, and credit goes to G.M. Rich McKay and the scouts for ident . Beware: That voucher just may be a sloucher (Chicago Tribune) - Vouchers generally come in three basic flavors: "Free" air trips, cruises or resort stays at a future date. Dollar credit toward future purchase of a future ticket, cruise or stay. Dollar or percentage discounts on a future ticket, cruise or stay. . Giants Team Report (SportingNews.com) - Tom Coughlin hasn't announced his starting lineup, but it appears as if rookie DT Barry Cofield has . Bears Team Report (SportingNews.com) - G.M. Jerry Angelo cut bait with his second first-round draft pick in as many seasons as the team pla . CREDIT CARD INDUSTRY LAUNCHES NEW SUMMARY BOX FOR CREDIT CARD CHEQUES (APACS) - APACS, the UK payments association, today (31 August 2006) launched the new credit card cheque Summary Box. This coincides with the launch of APACS Best Practice Guidelines 2006 - a report which brings together all the credit card industry guidelines developed to improve the transparency of products and make lending more responsible for the benefit of credit card customers.. Fontana II: Joe Nemechek race report (Motorsport.com) - FONTANA, Calif. (Sept. 3, 2006) -- Joe Nemechek's performance Sunday at California Speedway added to his recent string of bad luck in the NASCAR Nextel Cup Series..