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ANGELA CURRY AT YOUR SERVICE: Your credit report requires monitoring (Kansas City Star) - At Your Service: Last March I went to www.annualcreditreport.com to receive my free annual credit reports to check and make sure everything was accurate. Two reports showed a credit card for Discover Financial Services that was not mine. The card also was listed as a charge-off and was having a severe negative impact on my FICO score. The two bureaus were Equifax and Experian. I got a letter from . Pay off credit-card debt, then save for that house (Seattle Times) - There are a couple of reasons that it's usually best for first-time buyers to focus on paying off their high-interest credit-card debt before . Products that promise help may do opposite (Sun-Sentinel) - Warning labels on cigarette packs may be well and good, but a new study suggests that advertisements for products designed to help people stop smoking -- or, for that matter, to lose weight, reduce debt or otherwise stop bad behavior -- should carry a health warning of their own.. Blight Unbeaten (The Philadelphia Inquirer) - First of two parts. The plan was bolder and more ambitious than any pledge to fight neighborhood blight in the history of Philadelphia.. DAVID MYERS: Pay down debt before saving to buy a house (Detroit Free Press) - Dear David: We would like to purchase our first home and so far have been able to save $5,000 for a down payment. But we also have a lot of credit card debt and are paying several hundred dollars a month in finance charges.. The key vote in two County Commission races comes Tuesday (St. Petersburg Times) - One race will have no general election opposition; the other will feature a write-in candidate in November.. Worst Practices (BusinessWeek) - . Surpluses help level pension payments (Charleston Daily Mail) - State officials hope to find another $400 million to plug into the teachers' pension fund so they can make level payments of about $350 million a year to eliminate its gaping shortfall over the next 30 years.. First-time buyers should focus on debt (Lawrence Journal-World) - Q: We would like to purchase our first home, and so far have been able to save $5,000 for a down payment. However, we also have a lot of credit-card debt and are paying several hundred dollars a month in finance charges on the cards.. International Forecaster MidWeek Reading - Gold, Silver, Economy + More (GoldSeek.com) - The following are some snippets from the most recent issue of the International Forecaster. For the full 21 page MidWeek Reading, please see subscription information below..