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New 1-year cycle begins for free credit reports (Fort Wayne Journal Gazette) - As of Friday, consumers became eligible, once again, to obtain a free copy of their credit reports. Your credit report is the official record of your personal credit history. It includes detailed, personal information, such as where you live, the credit accounts you have (mortgage loans, car loans, credit card balances and the like), and how you pay your bills.. MoneyLine by Neil Downing: Free credit report again available (The Providence Journal) - Important news for consumers: Mark your calendar for this Friday. That's the day you become eligible, once again, to obtain a free copy of your credit report.. Homeowners foundering as ARM interest rates rise (Contra Costa Times) - Luisa Cordova-Holmes was looking to lower her monthly payments when she refinanced her $312,000 mortgage in 2004. Instead, she wound up digging herself into a ditch.. PR Newswire Summary of Technology Copy, Aug. 22, 2006 (SYS-CON Media) - Following is a summary of high technology news releases transmitted today by PR Newswire. The full text of these releases is available at the PR Newswire for Journalists, http://media.prnewswire.com/.. Some lenders cut riskier mortgages due to Wall Street pressure (The Arizona Republic) - NEW YORK - Some mortgage lenders are feeling the heat from Wall Street to tighten their lending standards and cut their exposure to riskier loans.. Save cash on school supplies (Poughkeepsie Journal) - There's an art, or call it a science, to back-to-school shopping. Retailers think they have shoppers figured out. So shoppers need to figure out what the retailers are up to.. Clark Howard's Advice To College Students (WSB-TV 2 Atlanta) - Consumer Advisor Clark Howard has a warning for new and returning college students – and it’s advice that works for anyone of any age!. Today’s HOME Spun Wisdom (Real Estate News) - With summer winding down, here are some ideas for planning a last-minute summer vacation. Daily Briefing (The News Journal) - Today's business news in brief. 5-step emergency plan for dealing with deep debt (Bankrate.com via Yahoo! Finance) - Americans are carrying more than $810 billion in revolving debt. If you owe an all-too-large chunk of that, you're in trouble. But it's never too late to turn things around..