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Pension law also changes credit counseling (Bankrate.com via Yahoo! Finance) - Tucked into the new law were 5 consumer-friendly provisions that toughen the standards for counselors, says Steve Bucci, the Debt Adviser.. Credit counselors can help when debt is deep (The News & Observer) - Q: My daughter is in debt and out of work with no way to pay it back.. Pension law changes rules for credit counseling (Bankrate.com) - Good question. Well, there were several unrelated provisions attached to the bill that became law. In this case they are good ones that toughen standards for credit counseling organizations.. Behind credit cards' allure (San Jose Mercury News) - As both a professional consumer counselor and the mother of a 19-year-old son who is about to go off to college, Connie Kilmark has no qualms about what to do with the three or so credit-card applications the young man receives in the mail each week.. Don't give them credit: Cards can be a financial danger for young college students (Republican American) - Website for the Waterbury Republican-American Newspaper Located in Waterbury, CT. Credit cards plague college students (The Marietta Times) - Among their class, books and living on their own, college students shuffling back to school this year may have one more thing to worry about: Debt.. Credit debt awaits financial freshman (Milwaukee Journal Sentinel) - As both a professional consumer counselor and the mother of a 19-year-old son who is about to go off to college, Connie Kilmark has no qualms about what to do with the three-or-so credit card applications the young man receives in the mail each . Ask the Pro (Newsweek) - . Payday loan debt endangers military, lawmakers say (Contra Costa Times) - With a family to feed and no money for groceries, Navy Yeoman 2nd Class Damon LaForce recently did something the military is trying to crack down on: He went to one of the many payday-lending businesses near his base for an instant loan.. American Indian credit counselor training now available on three Montana reservations. (Glacier Reporter) - Native Americans on three of Montana's reservations and the Little Shell Tribe of Chippewa will now have access to ongoing credit counseling services through a new initiative, the American Indian Credit Counselor Training Program..