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Better credit raises refinance question (Bankrate.com) - Dear Dr. Don, I had bad credit but was recently able to refinance my mortgage from a 10 percent loan to a 7.125 percent loan on a $208,000 loan balance. My credit score's even better now and I can get a 6.375 percent loan, but it would cost me another $4,000 in closing costs. Is it worth it?. Nightmare Mortgages (BusinessWeek Online via Yahoo! News) - For cash-strapped homeowners, it was a pitch they couldn't refuse: Refinance your mortgage at a bargain rate and cut your payments in half. New home buyers, stretching to afford something in a super-heated market, didn't even need to produce documentation, much less a downpayment.. Better credit raises refinance question (Bankrate.com via Yahoo! Finance) - It all depends on how long you intend to stay in the house, says Dr. Don.. Don't let bad credit stop you from buying a home (Reno Gazette-Journal) - One of my best friends asked me "what is your credit score? at lunch a few weeks ago.. From Coke to Clorox (BusinessWeek) - New CEO Donald Knauss talks about the challenges of running a smaller consumer-products outfit. Scale isn't everything, he says . Nightmare Mortgages (BusinessWeek) - They promise the American Dream: A home of your own—with ultra-low rates and payments anyone can afford. Now, the trap has sprung . Wal-Mart and Apple Battle for Turf (BusinessWeek) - The retail behemoth isn't happy about the iPod maker's plans to offer movie downloads through iTunes. Has Wal-Mart met its match? . • “Short Sales” shows Signs of Stress in Real Estate Market (Turks.US) - Housing headlines dominates the news these days. Spectacular price and sales of lots had given way to a falling real estate business. There had been records of unsold homes, a plunge in housing affordability and flattening out of prices on a nationwide basis.. Color of Money Book Club (Washington Post) - Nolo editors Mary Randolph and Tamara Traeder  joined Michelle Singletary for a discussion about the August Color of Money Book Club selection -- "Your Little Legal Companion: Helpful Advice for Life's Big Events.". Housing `Short Sales' Are Latest Sign of Stress: Caroline Baum (Bloomberg.com) - Aug. 31 (Bloomberg) -- Housing headlines are dominating the news these days in the same way the Nasdaq did in the late 1990s. And no wonder..