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Credit Repair: Beyond the Fair Credit Reporting Act (Harrisburg Daily Register) - (ARA) - Bad credit can happen to good people. On a day-to-day basis, you can't control all the factors that influence your credit score. What's more, credit reports often contain errors.. New 1-year cycle begins for free credit reports (Fort Wayne Journal Gazette) - As of Friday, consumers became eligible, once again, to obtain a free copy of their credit reports. Your credit report is the official record of your personal credit history. It includes detailed, personal information, such as where you live, the credit accounts you have (mortgage loans, car loans, credit card balances and the like), and how you pay your bills.. Legal Helpers Publishes Latest Article in Lecture Series on Credit Reports (PR Web via Yahoo! News) - Chicago, IL (PRWEB) September 4, 2006 -- Legal Helpers releases its eighth article in a series on credit reports and credit reporting errors, the issues they create and what consumers can do about them.. Some ID Theft Is Not for Profit, but to Get a Job (Gasden Times) - Camber Lybbert thought it was a mistake when her bank told her that her daughters Social Security number was on its files for two credit cards and two auto loans, with an outstanding balance of more than $25,000. Her daughter is 3 years old.. Immigrants stealing U.S. Social Security numbers for jobs, not profits (International Herald Tribune) - Though most people think of identity theft as a financial crime, one of the most common forms in the U.S. involves illegal immigrants using fraudulent Social Security numbers to conduct their daily lives.. Pension law changes rules for credit counseling (Bankrate.com) - Good question. Well, there were several unrelated provisions attached to the bill that became law. In this case they are good ones that toughen standards for credit counseling organizations.. Pension law also changes credit counseling (Bankrate.com via Yahoo! Finance) - Tucked into the new law were 5 consumer-friendly provisions that toughen the standards for counselors, says Steve Bucci, the Debt Adviser.. Select an Edition: (AlertNet) - NAIROBI, 1 September (IRIN) - A United Nations agency says renewed efforts to prevent conflict in Somalia are urgently required, as further insecurity in the war-scarred Horn of Africa country could exacerbate the humanitarian crisis.. ||McKinney Courier-Gazette|005|75070|TO BE PUBLISHED IN THE COURIER-GAZETTE, TUESDAY, JULY 25, 2006. (McKinney Courier-Gazette) - AN ORDINANCE AMENDING ZONING ORDINANCE NO. 1270 OF THE CITY OF MCKINNEY, TEXAS; SO THAT AN APPROXIMATELY 3.95 ACRE TRACT LOCATED ON THE EAST SIDE OF PROVINE ROAD APPROXIMATELY 200 FEET EAST OF KENSINGTON LANE AND 175 FEET SOUTH OF HIGHVIEW COURT, IS REZONED FROM “AG” - AGRICULTURAL DISTRICT TO “RS 120” - SINGLE-FAMILY RESIDENCE DISTRICT; PROVIDING REGULATIONS; PROVIDING FOR SEVERABILITY; . After the Flooding, Outposts of Hope (Washington Post) - Silvia Portobanco replaced the electrical wiring in her soaked Huntington duplex. She secured a donated replacement for the car that washed away in the late-June floods. But she still needed thousands of dollars to repair her soggy basement..