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Key Mortgage Loan Terms Experian and Equifax.) Debt to Income Ratio Monthly Debt and mortgage payments divided by gross monthly income. Deed of Trust The document used in some states instead of a mortgage; title is conveyed to a trustee. Depreciation A decline in the value of a home or a
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Key Mortgage Loan Terms Experian and Equifax.) Debt to Income Ratio Monthly Debt and mortgage payments divided by gross monthly income. Deed of Trust The document used in some states instead of a mortgage; title is conveyed to a trustee. Depreciation A decline in the value of a home or a

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