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Layoffs: Bane or Boon? (Southwest Times Record) - For some, a layoff creates a financial crisis. For others, it can be convenient, some area workers said. But all of them cautioned that planning ahead is the key to a family’s financial survival — layoffs are uncertain by nature.. BBB urges troubled homeowners to carefully consider options (Frost Illustrated) - FORT WAYNE- Sometimes the victim is a retired senior strongarmed into signing some papers under the misconception that they are being granted a reverse mortgage. Or it's a desperate homeowner who can't make his monthly adjustable rate mortgage payment and transfers his deed to obtain some financial. Business Briefs (The Times of Northwest Indiana) - Consumer Credit Counseling Services of Northwest Indiana will host a first-time home buyer workshop from 6 to 8:30 p.m. on Tuesday, Aug. 22 and Aug. 29 at 3637 Grant St. in Gary. Topics include budgeting and savings, credit, shopping for a loan and obtaining a mortgage..