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Homeowners foundering as ARM interest rates rise (Contra Costa Times) - Luisa Cordova-Holmes was looking to lower her monthly payments when she refinanced her $312,000 mortgage in 2004. Instead, she wound up digging herself into a ditch.. Minn. Gov. appoints commission (Boxing Insider) - Governor Tim Pawlenty today announced the appointment of Senator Dick Day, Patrick R. Fallon, Judge James A. Morrow, Michael J. Munford, and Nancy L. Schuster to the Minnesota Boxing Commission.. More losing homes (The Flint Journal) - For Shea Glover, her first home was a dream come true that quickly became a foreclosure nightmare. The 33-year-old moved into her Fenton home in December, only to be laid off in January from an area car dealership. With no income, she was unable to make her monthly $1,400 mortgage payment.. Misery loves company (Metro Times Detroit) - On July 1, parents and students across the country issued a collective groan of despair when the interest rate for Federal Stafford Loans — the basic student loan — rose from 5.3 percent to 7.14 percent. Meanwhile, tuition rates have continued their steady climb and show no signs of leveling off.. Rescue from the edge (Detroit Free Press) - Marti Waters had a successful career as a welfare caseworker for 18 years with the State of Michigan. But she became so depressed after her mother's death in 1988 that she turned to drugs. "Drugs came into my life at 38 years old, not 18," she says. "I'm an old fool..