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Debt down, but so are savings (The Daily Times) - In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit card or revolving store balances.. Debt down, but so are savings (The Daily Times) - By SOLOMON D. LEACH sleach@delcotimes.com In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit . Eliminate Credit Card Debt (Hornell Evening Tribune) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. Debt Relief Services Offer Christians Hope According to ChristiaNet Poll (PR Web) - Services such as debt relief, Christian counseling, consolidation loans, settlement companies and eliminating credit card debt are some of the debt relief related articles at http://www.christianet.com/debtrelief/. (PRWeb Nov 10, 2006). Last Chance for Recent Grads to Lock in Low Rates on Student Loan Consolidation (PR Newswire via Yahoo! Finance) - With the date rapidly approaching when many recent graduates will begin repaying their student loans, now is the time to weigh the benefits of loan consolidation and act soon.. Second Annual Consumer Credit Counseling Service of Delaware Valley Survey Shows Local Households Taking on More Debt (Business Wire via Yahoo! Finance) - PHILADELPHIA----In its second annual survey gauging local consumer savings and debt trends, Consumer Credit Counseling Service of Delaware Valley found that lower income households have a higher level of debt compared to the year before, and that respondents at all income levels reported making less of an effort to reduce their debt this year.. Teaching your kids to handle their cash (phillyburbs.com) - BUCKS $MART - Parents can't keep an eye on their children forever, but at least they can help set them on the right financial foot.. Debt tactics can provide a lifeline (Contra Costa Times) - Drowning in credit card debt? You're not alone. Bay Area residents carry an average of at least three credit cards with a total debt of $15,261 and monthly payments of $790, according to Experian's National Score Index.. Big debt problems call for drastic measures (NorthJersey.com) - Our mistakes take many forms. Relationships. The dreaded foot in the mouth. Oh, and money. Now that we have become a nation of debtors, fixing our financial mistakes has become much harder. Collectively, we carry $11.8 trillion in household debt, including mortgages, car loans and other borrowing.. Voters said no but school officials not giving up (Pantagraph) - STANFORD - Olympia school district voters said "no" to tax rate increases in 2003 and 2004, but school officials say they are optimistic voters will say "yes" in April..