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Credit Challenged Car Buyers Find Help Online (Sleepy Eye Herald Dispatch) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. Column: How are loan rates determined? (AP via Yahoo! News) - Q: I hear all the time about the Federal Reserve raising or lowering interest rates. How does that affect the rates I pay for my credit card or the rates I see for car loans?. Bairnco Announces New Credit Agreement (SYS-CON Media) - Bairnco Corporation today reported that the Corporation entered into an agreement with Bank of America, N.A. effective November 9, 2006, that established a new five year secured credit facility (the 'Credit Facility') for a maximum loan commitment of $42 million, including a $27 million term loan, a $15 million revolving credit facility and a letter of credit facility. The letter of credit . HCA's $8.8 Billion LBO Loan Rises as Trading Begins (Update1) (Bloomberg.com) - Nov. 14 (Bloomberg) -- HCA Inc.'s $8.8 billion buyout loan, the biggest ever sold to institutional investors, is gaining in its first day of trading, said five investors and traders.. GM plans $1.5B secured loan (CNN Money) - Carmaker says pension, health care accounting changes would make similiar loan unlikely in '07.. Order Your Credit Report Now! (CBS 46 News Atlanta) - If you're looking to buy a home or apply for a loan, or are simply worried about identity theft, this is the best time to order your credit report. Buying or Selling a Home?. Ridgestone Bank and Bridge Business Bancorp to Use Edgeware Analytics' ScoreEdge and Oscore Small Business Credit (SYS-CON Media) - Edgeware Analytics, Inc., an innovativeprovider of decision tools for small business lenders, has announced todaythat Bridge Business Bancorp, LLC and Ridgestone Bank are relying on theScoreEdge(TM) and Oscore(TM) small business loan decision models to improveorigination decision accuracy.. Bairnco Announces New Credit Agreement (PR Newswire via Yahoo! Finance) - Bairnco Corporation today reported that the Corporation entered into an agreement with Bank of America, N.A. effective November 9, 2006, that established a new five year secured credit facility for a maximum loan commitment of $42 million, including a $27 million term loan, a $15 million revolving credit facility and a letter of credit facility.. 14 myths about credit freezes (Bankrate.com via Yahoo! Finance) - Confused about this identity theft deterrent? Here's what a credit freeze will and will not do to protect your credit files.. Real experiences with credit freezes (Bankrate.com via Yahoo! Finance) - Here's how setting up a credit freeze worked for some readers..