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Credit card rules (Moneymanager) - There are a record 13.1 million credit cards in Australia's collective wallets. And because we are heading into the festive season, it's likely that we'll binge-buy, spending a record amount on those cards in the month ahead.. Low APR Credit Cards Guide for Consumers (PR Web) - CreditCardAssist.com has launched a section on its website to help guide consumers on the use of low APR credit cards. (PRWeb Nov 9, 2006). Points of difference (Moneymanager) - Credit card rewards programs are fighting back after a widespread consumer migration in the last couple of years to cards offering little but a cut-price interest rate.. Cancel a card, hurt your credit score (Bankrate.com via Yahoo! Finance) - Is that always true? Here are some ways to manage your credit cards and preserve your credit score.. The Death Of Cheap Credit? (Fool.co.uk via Yahoo! UK & Ireland Finance) - With the Bank of England raising its base rate, the cost of borrowing is set to rise. Does this spell the end for ultra-low-rate loans?. Ten Tips To Get Credit (Fool.co.uk via Yahoo! UK & Ireland Finance) - Read our tips about avoiding the 'other' bad credit spiral and on getting credit.. Bad Credit and Home Refinance (Benton Evening News) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Hey, big spender (Market Watch) - HEMPSTEAD, N.Y. (MarketWatch) -- It doesn't matter what's in your pocket: cash, credit cards, debit cards or gift cards, the nation's retailers want you. . Australia's payment fraud rate 'low' (AAP via Yahoo!7 News) - Australia's rate of payment fraud remains relatively low by global standards as the industry continues to ramp up fraud prevention measures, a survey has found.. Comment: The Death Of Cheap Credit? (The Motley Fool) - As you've probably heard by now, last Thursday the Bank of England hiked its base rate by 0.25% to 5% a year. Naturally, some lenders have already sprung into action by raising the interest rates which they charge borrowers..