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Credit Challenged Car Buyers Find Help Online (Sleepy Eye Herald Dispatch) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. These Easy Steps Can Help Improve Your Credit (Sleepy Eye Herald Dispatch) - (ARA) - Credit cards are a great convenience. They eliminate the need to carry large amounts of money, you can track your spending through your monthly statements and they save the day when you're faced with unexpected expenditures such as car repairs or medical bills.. Detectives try to identify suspect using stolen credit card (KHQ Spokane) - SPOKANE, Wash. - Spokane County Sheriff's detectives are looking for help in identifying someone who's been using a stolen credit card at businesses in the West Plains area. >>INSIDE: Surveillance photo . Encision snags $2M in credit (bizjournals.com via Yahoo! Finance) - Encision Inc. has secured a three-year, $2 million line of credit facility with SVB Silicon Valley Bank, in return for which it has issued warrants to the bank, the company said Tuesday.. New 'warehouse' for derivatives (FT.com via Yahoo! News) - A group of leading investment banks and fund managers have joined forces with America's dominant settlements platform to launch an institution that can record, monitor and help process trades in the credit derivatives market.. Police: Woman Steals To Buy Margaritas (Cleveland - NewsNet5 via Yahoo! News) - Parma police need help identifying a woman they said stole credit cards and then went on a shopping spree.. Widow Says She's Victim Of Credit Fraud (KMBC TheKansasCityChannel.com via Yahoo! News) - A 71-year-old widow is being sued for credit card charges she said she never made, KMBC's Maria Antonia reported Monday.. Real experiences with credit monitoring services (Bankrate.com via Yahoo! Finance) - These readers chose to use a credit monitoring service to protect their credit files.. BC-based Revelstoke Credit Union Selects Open Solutions' Core Data Processing Technology (Business Wire via Yahoo! Finance) - GLASTONBURY, Conn.----Revelstoke, BC, Canada-based Revelstoke Credit Union has selected Open Solutions Inc.'s® enterprise-wide data processing platform, The Complete Credit Union Solution®, to help facilitate its growth and expansion objectives.. Cancel a card, hurt your credit score (Bankrate.com) - Everyone knows that your credit score is important to your financial life, affecting the rates you get for mortgages, credit cards and insurance. Improving your score may save you thousands of dollars in interest. So would it help your score if you got rid of a credit card?.